Mortgage Origination Specialist — Build Relationships & Close

Coastal Community FCU; La Marque (TX); On-site; USD 55,000 - 85,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

401(k) retirement plan

Paid time off

Professional development

Job summary

Coastal Community FCU in Texas seeks a Mortgage Officer to build relationships with borrowers, evaluate loan applications, and guide clients from pre-qualification to closing. The role blends sales, financial analysis, and customer service in a regulated lending environment.

The ideal candidate has 2+ years in mortgage origination or sales, with an MLO license, LOS proficiency, and strong communication skills. On-site role with benefits including standard medical and retirement options.

Qualifications

• Excellent communication skills, both verbal and written.
• Ability to analyze credit, income, and property information.
• Detail-oriented with strong regulatory compliance awareness.
• Proven ability to manage multiple tasks and deadlines.

Responsibilities

• Originate residential mortgage loans through referrals and outreach.
• Consult with borrowers to assess needs and recommend solutions.
• Collect and review documentation and complete loan applications.
• Coordinate with underwriters and closing teams to move loans to close.
• Ensure loan files comply with lending regulations and policies.
• Maintain an active pipeline and provide updates to borrowers/partners.
• Build relationships with realtors, builders, and financial advisors.
• Meet or exceed monthly and quarterly production targets.

Skills

Communication

Sales Acumen

Analytical Ability

Organization

Customer Service

Integrity

Education

High school diploma or GED; Associate's or Bachelor's degree in Business/Finance

Tools

LOS

Microsoft Office

CRM tools

Job description

Coastal Community FCU in Texas seeks a Mortgage Officer to build relationships with borrowers, evaluate loan applications, and guide clients from pre-qualification to closing. The role blends sales, financial analysis, and customer service in a regulated lending environment.

The ideal candidate has 2+ years in mortgage origination or sales, with an MLO license, LOS proficiency, and strong communication skills. On-site role with benefits including standard medical and retirement options.