Mortgage Origination Pro - Build Relationships & Loans

Simmons Bank; Clayton (MO); On-site; USD 55,000 - 90,000; Full time

Job summary

Simmons First National Corporation’s Simmons Bank is seeking a Mortgage Loan Originator I to cultivate mortgage loans and related business through relationship development with realtors, builders, and community partners in Clayton, MO. You will originate loans, analyze options, and guide customers through disclosures and regulatory requirements.

The role emphasizes accurate information gathering, rate lock negotiation, and pipeline management to protect the bank from interest-rate risk while

Qualifications

• 2–3 years of mortgage origination experience
• NMLS license required
• HS Diploma or GED

Responsibilities

• Originates mortgage loan applications
• Negotiates terms and rates of the loans
• Obtains customers' vital information and provides expert advice relative to product options
• Provides all required disclosures and notices to customers in compliance with all mortgage related regulations
• Secures interest rate lock-ins with investors
• Manages pipeline so as to protect the bank from interest rate risk

Skills

Relationship development

Mortgage origination

Regulatory compliance

Excellent communication

Negotiation skills

Education

HS Diploma/GED

Tools

MS Office

Job description

Simmons First National Corporation’s Simmons Bank is seeking a Mortgage Loan Originator I to cultivate mortgage loans and related business through relationship development with realtors, builders, and community partners in Clayton, MO. You will originate loans, analyze options, and guide customers through disclosures and regulatory requirements.

The role emphasizes accurate information gathering, rate lock negotiation, and pipeline management to protect the bank from interest-rate risk while