Mortgage Operations Manager/Loan Tech

First State Bank; Webster City (IA); On-site; USD 65,000 - 90,000; Full time

Job summary

Fsbwc in Webster City, IA seeks a Mortgage Operations Manager / Loan Tech to report to the VP - Real Estate & Consumer Lending. The role centers on reviewing residential loan files to ensure compliance with regulations, loan policy, and pre-closing quality control for all investors.

You will assist loan administration staff, perform pre-closing reviews, evaluate exceptions, review appraisals, and handle the full range of loan processing and servicing duties while upholding bank policies and

Responsibilities

• Perform pre-closing review of all residential loan files (both underwriting and closing documentation).
• Review and determine approval/denial for all residential loan exceptions, consulting with Management as needed.
• Perform review of appraisals for residential loans.
• Perform full range of duties pertaining to the loan processing/servicing function.
• Strictly adhere to all bank policies and procedures.
• Prioritize customers' needs and wants.
• Provide impeccable customer service.
• Communicate professionally with all customers and coworkers.

Job description

Under the direct supervision of the VP - Real Estate & Consumer Lending, the Mortgage Operations Manager / Loan Tech will be responsible for the review of all residential loan files, sufficient to ensure compliance with all regulations, loan policy and pre-closing quality control requirements of all investors. Provide assistance to loan administration staff as needed.

Responsibilities

• Perform pre-closing review of all residential loan files (both underwriting and closing documentation).
• Review and determine approval/denial for all residential loan exceptions, consulting with Management as needed.
• Perform review of appraisals for residential loans.
• Perform full range of duties pertaining to the loan processing/servicing function.
• Strictly adhere to all bank policies and procedures.
• Prioritize customers' needs and wants.
• Provide impeccable customer service.
• Communicate professionally with all customers and coworkers.