Mortgage Loan Servicing Specialist

educationfirstfcu; Beaumont (TX); On-site; USD 48,000 - 68,000; Full time

Job summary

EducationFirstFCU in Beaumont, TX, seeks a Real Estate Loan Servicing Specialist to perform document preparation, processing, escrow management, and HMDA reporting in compliance with laws, investor requirements, and credit union policies.

You will handle loan data integrity, modifications, insurance claims coordination, and quality control, ensuring accurate loan records and timely servicing transactions across the core system.

Responsibilities

• Answer members’ questions regarding real estate lending and provide amortization schedules, loan payoffs, loan rates, and other servicing-related information.
• Maintain accurate and current real estate escrow records. Ensure documentation of paid property taxes and adequate homeowners and flood insurance.
• Process and monitor insurance claims related to mortgage loans, ensuring timely submission and proper documentation.
• Process mortgage assistance applications and evaluate required documentation for completeness and accuracy.
• Coordinate and process loan modifications in accordance with guidelines, policies, investor requirements, and regulatory requirements.
• Process payments to title companies for title searches, legal work, appraisals, and other services related to mortgage loan servicing.
• Maintain real estate loan files and ensure required documentation is obtained and maintained.
• Perform HMDA reporting and compliance responsibilities by collecting, reviewing, validating, and reporting required data.

Job description

EducationFirstFCU in Beaumont, TX, seeks a Real Estate Loan Servicing Specialist to perform document preparation, processing, escrow management, and HMDA reporting in compliance with laws, investor requirements, and credit union policies.

You will handle loan data integrity, modifications, insurance claims coordination, and quality control, ensuring accurate loan records and timely servicing transactions across the core system.