Mortgage Loan Processor: TRID & Underwriting Support

Publix Employees Federal Credit Union; Lakeland (FL); On-site; USD 55,000 - 75,000; Full time

Benefits offered by this job

Competitive pay

Performance incentive

No-cost employee health coverage

Work-life balance

Job summary

Publix Employees Federal Credit Union is seeking a Mortgage Lending Processor in Lakeland, FL. The role focuses on processing mortgage applications and preparing TRID disclosure packages with minimal tolerance cures, while triaging data in the loan origination software to ensure accuracy.

The candidate will obtain required underwriting documents, verify title commitments, and maintain communication with loan advisors to ensure smooth processing.

Qualifications

• 1 year of relevant mortgage lending experience.
• High School Diploma or equivalency.
• NMLS license or ability to obtain within 30 days of hire.
• Proficient with MS Word, MS Excel and Outlook and mortgage origination systems.

Responsibilities

• Obtain and track documentation for loan underwriting and follow up on missing documents.
• Review title commitments and coordinate with title company to resolve issues.
• Verify conditions and move files to final underwriting with updated borrower documentation.
• Process appraisal and credit report fees in Core or third-party systems.
• Maintain communication with loan advisors to ensure coordination throughout the loan process.
• Index and image loan documents accurately.
• Order essential documents (title, appraisal, VOE).
• Prepare, generate and disclose initial loan disclosures with minimal tolerance cures.
• Review property details and obtain latest tax statements when applicable.
• Collaborate with closing attorneys, title companies, and internal departments for timely processing.
• Input data into loan origination system for accuracy.
• Provide in-person and phone support for members.
• Follow lending policies, guidelines, and compliance with regulations.

Skills

Communication

Multitasking

Attention to detail

Education

High School Diploma

NMLS license (or eligible)

Tools

MS Word

MS Excel

Outlook

Loan Origination Systems

Job description

Publix Employees Federal Credit Union is seeking a Mortgage Lending Processor in Lakeland, FL. The role focuses on processing mortgage applications and preparing TRID disclosure packages with minimal tolerance cures, while triaging data in the loan origination software to ensure accuracy.

The candidate will obtain required underwriting documents, verify title commitments, and maintain communication with loan advisors to ensure smooth processing.