Mortgage Loan Processor – Residential Lending

United Bank; Springs, Northern (NY, KY); Hybrid; USD 42,000 - 64,000; Full time

Job summary

United Bank is seeking a Mortgage Loan Processor for Residential Lending Services in Magnolia Springs. You will manage mortgage applications from initiation to closing and ensure compliance with policies and regulations.

Responsibilities include documenting and verifying financial information, communicating with loan officers and clients, and preparing files for underwriting in a fast-paced bank environment. Join a team that emphasizes accuracy and customer service.

Qualifications

• High school diploma or equivalent required.
• 1 year mortgage processor experience or 2 years banking/clerical experience.
• Proficient with mortgage processing software and Microsoft Office.

Responsibilities

• Review and evaluate mortgage applications for completeness and accuracy.
• Verify and analyze financial information, including credit reports, employment history, and income documentation.
• Communicate with loan officers, clients, and others to gather information and resolve discrepancies.
• Prepare loan files for underwriting with complete documentation.
• Monitor progress of mortgage loan files and provide status updates.
• Ensure compliance with federal and state mortgage lending regulations.
• Maintain detailed records of all communications and documentation.
• Provide excellent customer service throughout the mortgage process to build relationships.
• Other duties as assigned by Management.

Skills

Communication

Time management

Interpersonal skills

Collaboration

Self-motivation

Adaptability

Education

High school diploma or equivalent

Assoc./Bac. degree preferred

Tools

Mortgage processing software

Microsoft Office

Job description

United Bank is seeking a Mortgage Loan Processor for Residential Lending Services in Magnolia Springs. You will manage mortgage applications from initiation to closing and ensure compliance with policies and regulations.

Responsibilities include documenting and verifying financial information, communicating with loan officers and clients, and preparing files for underwriting in a fast-paced bank environment. Join a team that emphasizes accuracy and customer service.