Mortgage Loan Processor — Real Estate Tech, Scottsdale

HomeLight; Scottsdale, Northern (AZ, KY); Hybrid; USD 60,000 - 80,000; Full time

Benefits offered by this job

Medical, Dental & Vision insurance

Disability insurance

Commuter benefits

Paid time off (PTO) and volunteer days

Anniversary perks and sabbaticals

HomeLight Services for buying/selling

Job summary

HomeLight, based in Scottsdale, AZ, is seeking a Loan Processor to join our real estate technology team. You will review mortgage loan applications, verify borrower information, request documents, and coordinate closings while ensuring regulatory compliance and timely communication with borrowers.

You’ll collaborate with loan officers and underwriters, maintain organized records, and uphold high standards of accuracy and confidentiality in a fast-paced environment.

Qualifications

• 3+ years of experience as a loan processor in banking, mortgage, or lending.
• Knowledge of loan products, underwriting guidelines, and relevant regulations (e.g., RESPA, TILA, HMDA).
• Knowledge of Fair Housing Act and other lending laws and regulations.
• Familiarity with loan origination software, financial analysis tools, and documentation management systems.
• Strong attention to detail and ability to perform accurate data entry and document verification.

Responsibilities

• Review mortgage loan applications for completeness, accuracy, and compliance with lending guidelines.
• Verify and analyze borrower information, including income, employment, credit history, and assets.
• Request and obtain required documentation, such as pay stubs, bank statements, tax returns, and property appraisals.
• Review credit checks and assess borrower creditworthiness.
• Collaborate with loan officers, underwriters, and other parties involved to resolve any outstanding issues or concerns related to loan applications.
• Ensure all loan documents and disclosures are accurately prepared and executed.
• Coordinate loan closings and ensure all necessary paperwork is completed in a timely manner.
• Maintain regular communication with borrowers to provide updates on the loan process and address any questions or concerns.
• Maintain organized records of loan applications, documents, and communications.
• Adhere to all applicable laws, regulations, and company policies throughout the loan processing cycle.

Skills

Attention to detail

Excellent communication

Problem-solving

Data entry accuracy

Education

High school diploma or equivalent

Tools

Loan origination software

Financial analysis tools

Documentation management systems

Job description

HomeLight, based in Scottsdale, AZ, is seeking a Loan Processor to join our real estate technology team. You will review mortgage loan applications, verify borrower information, request documents, and coordinate closings while ensuring regulatory compliance and timely communication with borrowers.

You’ll collaborate with loan officers and underwriters, maintain organized records, and uphold high standards of accuracy and confidentiality in a fast-paced environment.