Loan Processor

HomeLight; Scottsdale, Northern (AZ, KY); On-site; USD 60,000 - 80,000; Full time

Benefits offered by this job

Medical, Dental & Vision insurance

Disability insurance

Commuter benefits

Paid time off (PTO) and volunteer days

Anniversary perks and sabbaticals

HomeLight Services for buying/selling

Job summary

HomeLight, based in Scottsdale, AZ, is seeking a Loan Processor to join our real estate technology team. You will review mortgage loan applications, verify borrower information, request documents, and coordinate closings while ensuring regulatory compliance and timely communication with borrowers.

You’ll collaborate with loan officers and underwriters, maintain organized records, and uphold high standards of accuracy and confidentiality in a fast-paced environment.

Qualifications

• 3+ years of experience as a loan processor in banking, mortgage, or lending.
• Knowledge of loan products, underwriting guidelines, and relevant regulations (e.g., RESPA, TILA, HMDA).
• Knowledge of Fair Housing Act and other lending laws and regulations.
• Familiarity with loan origination software, financial analysis tools, and documentation management systems.
• Strong attention to detail and ability to perform accurate data entry and document verification.

Responsibilities

• Review mortgage loan applications for completeness, accuracy, and compliance with lending guidelines.
• Verify and analyze borrower information, including income, employment, credit history, and assets.
• Request and obtain required documentation, such as pay stubs, bank statements, tax returns, and property appraisals.
• Review credit checks and assess borrower creditworthiness.
• Collaborate with loan officers, underwriters, and other parties involved to resolve any outstanding issues or concerns related to loan applications.
• Ensure all loan documents and disclosures are accurately prepared and executed.
• Coordinate loan closings and ensure all necessary paperwork is completed in a timely manner.
• Maintain regular communication with borrowers to provide updates on the loan process and address any questions or concerns.
• Maintain organized records of loan applications, documents, and communications.
• Adhere to all applicable laws, regulations, and company policies throughout the loan processing cycle.

Skills

Attention to detail

Excellent communication

Problem-solving

Data entry accuracy

Education

High school diploma or equivalent

Tools

Loan origination software

Financial analysis tools

Documentation management systems

Job description

This role is based in Scottsdale, AZ. Office days are Tue, Wed, and Thur

Who We Are

We’re building the future of real estate — today.

HomeLight is the real estate technology platform powering innovative transactions for top agents, lenders, and their clients. Our technology makes it easier to buy and sell homes, whether that's enabling clients to buy before they sell, find a top agent, or have certainty through a modern closing process. Each year, HomeLight facilitates billions of dollars of residential real estate business on its platform for thousands of agents and loan officers. Our vision is a world where every real estate transaction is simple, certain, and satisfying for all.

Our team breaks barriers every day while staying committed to HomeLight'sgoals and core values , which is a crucial element to our shared success.

What You’ll Do Here

• Review mortgage loan applications for completeness, accuracy, and compliance with lending guidelines.
• Verify and analyze borrower information, including income, employment, credit history, and assets.
• Request and obtain required documentation, such as pay stubs, bank statements, tax returns, and property appraisals.
• Review credit checks and assess borrower creditworthiness.
• Collaborate with loan officers, underwriters, and other parties involved to resolve any outstanding issues or concerns related to loan applications.
• Ensure all loan documents and disclosures are accurately prepared and executed.
• Coordinate loan closings and ensure all necessary paperwork is completed in a timely manner.
• Maintain regular communication with borrowers to provide updates on the loan process and address any questions or concerns.
• Maintain organized records of loan applications, documents, and communications.
• Adhere to all applicable laws, regulations, and company policies throughout the loan processing cycle.

What you Bring

• High school diploma or equivalent; additional education or certifications in finance or related fields is a plus.
• 3-plus years of experience as a loan processor within the banking, mortgage, or lending industry.
• Knowledge of loan products, underwriting guidelines, and relevant regulations (e.g., RESPA, TILA, HMDA).
• Knowledge of Fair Housing Act and other relevant lending laws and regulations.
• Familiarity with loan origination software, financial analysis tools, and documentation management systems.
• Strong attention to detail and ability to perform accurate data entry and document verification.
• Excellent communication skills, both written and verbal, to interact with borrowers, loan officers, and other stakeholders effectively.
• Proficient in using computer applications, including spreadsheets, word processing, and email software.
• Ability to work in a fast-paced environment, prioritize tasks, and meet deadlines.
• Strong problem-solving and analytical skills to identify discrepancies and resolve issues.
• Demonstrated ability to maintain confidentiality and handle sensitive financial information.
• Customer-oriented mindset with a commitment to providing exceptional service.

Benefits and Perks

• Medical (Aetna or Kaiser), Dental & Vision (Guardian)
• Long-Term Disability & Short-Term Disability
• Hospital Indemnity Insurance, Accident Plan, and Employee Critical Illness (Guardian)Commuter benefits are offered in certain locations
• PTO, including Volunteer Days to give back to your community
• Annual Anniversary Perks, including one month paid sabbaticals!
• HomeLight Services to help you with buying and selling your home

HomeLight is an equal opportunity employer dedicated to building an inclusive and diverse workforce, providing employees with a work environment free of discrimination and harassment. All employment decisions are based on business needs, job requirements and individual qualifications, without regard to race, color, religion or belief, national, social or ethnic origin, sex (including pregnancy), age, physical, mental or sensory disability, HIV Status, sexual orientation, gender identity and/or expression, marital, civil union or domestic partnership status, past or present military service, family medical history or genetic information, family or parental status, or any other status protected by the laws or regulations in the locations where we operate. We will provide accommodations during the recruitment process upon request and any accommodation will be addressed confidentially.