Mortgage Loan Processor (Pacific Time)

CMG Financial; United States; On-site; USD 60,000 - 65,000; Full time

Benefits offered by this job

Per file bonus

Overtime pay

Job summary

CMG Home Loans in the United States seeks an experienced Loan Processor to manage and execute residential loan files from intake to underwriting. You will handle Conventional, FHA/VA, and Non-QM loans, ensure compliance, and deliver timely processing for clients and partners.

Responsibilities include reviewing income, assets, and credit documents, ordering appraisals, and maintaining a smooth pipeline while coordinating with loan officers, title companies, and closing teams.

Qualifications

• 4-5 years of Retail loan processing experience.
• Ability to handle a pipeline of 50+ loans monthly.
• Experience processing Conventional, Government (FHA/VA) and Non-QM loans.
• Proficient in Microsoft Office (Word, Excel, Outlook).
• Excellent communication skills, written and verbal.
• Detail-oriented with high integrity and confidentiality.
• Willing to work overtime as needed.

Responsibilities

• Process residential mortgage loans (Conventional, Purchase, FHA, VA, Non-QM and Refinance) in accordance with company policies and regulatory requirements.
• Analyze income, assets, and credit documents; order appraisals and title reports; verify information accuracy.
• Request, obtain and review required loan documentation; submit packages to Underwriting for approval.
• Maintain a timely and compliant loan pipeline; communicate with loan officers, buyers, sellers, title companies, and agents.
• Monitor closing dates and deadlines; prepare files for Closing Department; stay updated on policy changes.

Skills

Loan processing

Pipeline management

Microsoft Office

Communication skills

Attention to detail

Overtime readiness

Tools

Byte

Job description

CMG Home Loans is seeking experienced Loan Processors to support Western Branches and Loan Officers. This role is responsible for managing and executing all tasks required to ensure loan files are processed accurately, efficiently, and in full compliance with regulatory and company guidelines. The Loan Processor will play a critical role in delivering seamless and timely loan experience for both clients and business partners.

Must be able to work Pacific Time business hours

Essential Duties and Responsibilities:

• Process residential mortgage loans (Conventional, Purchase, FHA, VA, Non-QM and Refinance) in a manner consistent with all company policies and procedures as well as all regulatory requirements.
• Analyze complex financial documentation and provide income calculations. Also reviews assets, and credit documents; order appraisals, title reports, and verify information is accurate and complete.
• Request, Obtain and review required loan documentation from the borrower and 3rd party vendors and submits complete loan packages to Underwriting for approval.
• Technical Skills: Proficiency in loan origination systems (e.g., Byte is a plus) and automated underwriting systems (FNMA/FHLMC)
• Obtain and review required loan documentation and submits complete loan packages to Underwriting for approval.
• Manages a pipeline of loans andmaintainstimely and compliant flow of such loans through the process.
• Communicatewith loan officers, buyers, sellers, title companies, buildersand agents.
• Provides excellent customer service by effectively communicating and cooperating with all internal and external customers.
• Monitors andensureclosing dates and company deadlines are met.
• Obtains and verifies that all underwriting conditions are received and cleared by the underwriter and prepares the file for submission to the Closing Department.
• Keeps abreast of changes in policies and procedures, standards and regulations applicable to the company and the mortgage industry. Understands and applies local, state and federal regulations related to processing mortgage loans.
• Complieswith all company policies and procedures.

Qualifications and Experience:

• Able to handle a pipeline of50+ loans andfundsat least25loans per month.
• Willing to jump in and do anything to get loans processed and to closing on time.
• 4-5 years of Retail loan processing experience.
• Experience processing Conventional and Government (FHA/VA) and Non-QM loans.
• Familiarity with Byte preferred.
• Excellent customer service skills
• Ability to prioritize and work independently with minimal supervision
• Proficient in Microsoft Office, Word, Excel, Outlook, etc.
• Excellent communicationskills,both written and oral
• Ability to work in a fast-paced fluid environment and open to Overtime when needed.
• High level of integrity and confidentiality required

SUPERVISORY RESPONSIBILITIES:

Direct Reports: N/A

PHYSICAL and ENVIRONMENTAL CONDITIONS

This role operates in an ADA compliant office environment, utilizing typical office equipment and tasks including computer work. The position may involve partial stationary positions and moving throughout the day. Flexibility to work overtime to meet project deadlines is required.

Base Compensation Information

– For residents of the states of CA & CO, and for NY + other areas requiring disclosure:

CMG pays a competitive base which ranges from $60,000 - $65,000+ and per file bonus and OT. Factors that affect base salary may include: loan processing experience, overall knowledge of mortgage industry, number of years worked in mortgage industry, computer skills, customer service experience specific to working with mortgage lenders, and education.