Mortgage Loan Processor II

First Mid Bank & Trust; Mattoon (IL); On-site; USD 24,438 - 36,685; Full time

Benefits offered by this job

Health benefits

Paid time off

Tuition reimbursement

Job summary

First Mid Bancshares, Inc. in Mattoon, IL is seeking a Mortgage Loan Processor II to support the loan lifecycle from intake to closings. The role emphasizes accuracy, timely data entry, and communication with lenders and clients.

The position offers base pay plus incentives within the Total Rewards package, and includes comprehensive benefits, PTO, tuition reimbursement, and a 401K plan. Training and ongoing education are provided, with on-site, standard banking hours.

Qualifications

• High School Diploma or GED required.
• At least 1 year banking experience in lending operations.
• Strong communication and organizational skills; confidentiality.
• Computer literacy with ability to work under deadlines.

Responsibilities

• Respond to loan processing requests via phone, email, or fax.
• Process HELOC/Mortgage loan applications per policy and regulatory requirements.
• Review data entry and verify accuracy of entered information.
• Communicate with mortgage/bank personnel about documents, timelines, closings, and important dates.
• Review incoming loan documents for accuracy and readability.
• Support order of loan documentation through third-party sources as needed.
• Assist with projects, training, and daily tasks.

Skills

Interpersonal communication

Organizational skills

Computer literacy

Attention to detail

Confidentiality

Deadline driven

Education

High School Diploma or GED

Job description

Mortgage Loan Processor II

Location: Mattoon, IL

Job Id: 4706

Position Summary: At First Mid, base salary is one component of our Total Rewards program. Exact compensation is determined by factors such as (but not limited to) education, skills, internal equity, and experience. This position offers additional compensation in the form of discretionary short-term incentives (i.e. bonus, incentives, and/or commission). Benefits for this role include comprehensive healthcare, well-being benefits, paid family leave as well as generous paid time off. Total Rewards also include banking perks, tuition reimbursement, an Employee Stock Purchase Plan, and a 401K plan with company match. Incentives and benefits are subject to eligibility requirements.

Responsibilities include, but are not limited to:

• Client Services: Responds to all requests- telephone/email/fax- concerning loan processing information required for Mortgage Loans


• Operations: Process HELOC/Mortgage Loan applications consistent with Department Policy and Procedure as well as all regulatory requirements. Steps to include but not limited to:
  
  
  
  • Review all Data Entry- update as required with verification of the data entered in the LOS
  
  
  • Understand and able to be proficient in using multiple technology applications- including but not limited to- credit, employment & asset verifications, PMI, fraud detection, compliance check and guideline resources.
  
  
  • Efficiently communicate with all parties including mortgage and/or bank personnel as it relates to documents; timelines; closings and important dates as loans move throughout the workflow process
  
  
  • Review and analyze all incoming loan documents for accuracy, consistency and readability
  
  
  • Understanding of Product/Portfolio guidelines for accurate verification of loan documents
  
  
  • Open and engaging dialogue and the workflow process
  
  
  • As needed, be able to order Loan Documentation thru 3rd party sources
  
  
  • Assist with projects, training and daily tasks
  
  
  
  


• Miscellaneous
  
  
  
  • Attends training and educational classes as scheduled
  
  
  • Attends company meetings as scheduled, on-site or off-site, during or after normal work hours
  
  
  • Performs other duties as assigned
  
  
  
  

Qualifications

• Education/Experience:
  
  
  
  • Position requires High School Diploma and/or GED
  
  
  • Minimum of 1+ year(s) of banking experience in lending operations or related experience.
  
  
  
  


• Skills:
  
  
  
  • Good interpersonal communication, filing and organizational skills required. Must be computer literate and detail oriented. High degree of confidentiality required and ability to work with deadlines
  
  
  
  

Total Rewards

• Competitive health, dental & vision coverage with HSA match


• 401(k) with employer match + Employee Stock Purchase Plan


• Generous PTO, paid holidays & parental leave


• Tuition reimbursement & performance-based bonuses *


• Visit our Total Rewards page to see our full list of benefits

First Mid Bancshares, Inc. is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, protected veteran status, or any other applicable federal or state-protected classification.

THIS JOB DESCRIPTION DOES NOT CONSTITUTE A CONTRACT FOR EMPLOYMENT

Pay Range: $17.74 - $26.63 per hour