Remote Conventional Mortgage Loan Processor

Naukri Mitra; United States; Remote; USD 46,000 - 56,000; Full time

Benefits offered by this job

Competitive salary

Full medical, dental, vision insurance

Work-from-anywhere in the U.S.

Home office stipend

Generous PTO and paid holidays

Tech stipend for secure work

Monthly performance bonuses

Job summary

Naukri Mitra is seeking a Remote Conventional Mortgage Loan Processor to join a high-performing team focused on fast, compliant, and customer-first lending. You will manage conventional loan pipelines, validate documents, coordinate with underwriters, and ensure a seamless borrower experience leveraging digital tools.

Ideal candidates have 2+ years of processing conventional loans and a strong understanding of FNMA/FHLMC guidelines, with prior remote work experience.

Qualifications

• 2+ years of experience in processing conventional mortgage loans (FNMA/FHLMC preferred).
• Deep understanding of Fannie Mae and Freddie Mac guidelines.
• Prior remote work experience preferred; ability to manage tasks independently.

Responsibilities

• Validate borrower documentation (income, credit, assets, property data) and ensure data entry into LOS platforms is compliant and audit-ready.
• Act as primary liaison between borrowers, underwriters, title companies, and internal stakeholders.
• Coordinate with digital underwriting systems to streamline approvals and review appraisal, title, and insurance docs for accuracy.
• Maintain communication logs and provide borrowers with updates on loan status.
• Identify and elevate issues that may delay funding and work with QA and compliance to meet investor requirements.

Skills

2+ years mortgage processing

Remote work experience

Detail-oriented

Strong communication

Tools

Encompass

Calyx

Desktop Underwriter

Loan Product Advisor

DocuSign

Blend

Slack

Zoom

Microsoft Teams

Google Drive

Box

Mavent Compliance

Job description

Remote Conventional Mortgage Loan Processor

Shape the Future of Lending—From Anywhere!

Join a high-performing remote team redefining the mortgage experience through innovation, precision, and technology-driven processes.

As a Remote Conventional Mortgage Loan Processor, you’ll be at the center of fast-paced, compliance-focused, and customer-first lending operations. If you thrive in structured workflows and are excited by the power of digital tools, this is your opportunity to lead in a growing sector.

About the Role

This is more than a processing job—it's your gateway to shaping smarter, streamlined home financing. You’ll manage conventional loan pipelines, validate key documentation, coordinate with underwriting teams, and deliver seamless borrower experiences. You’ll work with tools that prioritize speed and accuracy, allowing you to focus on what you do best—analyzing, problem-solving, and optimizing workflows.

Key Responsibilities

Daily Tasks

To meet agency guidelines, validate borrower documentation, including income, credit, assets, and property data. Ensure all data entry into LOS platforms is consistent, compliant, and audit-ready. Serve as the primary liaison between borrowers, underwriters, title companies, and other internal stakeholders.

Loan Coordination

Coordinate with digital underwriting systems to streamline approval processes. Review appraisal, title, and insurance documentation for accuracy and completeness. Maintain communication logs and provide borrowers with consistent updates on their loan status.

Risk and Compliance

Identify and elevate issues that may delay funding or affect loan quality. Collaborate with QA and compliance teams to maintain adherence to federal and investor requirements.

Work Environment

That Empowers You. This role offers complete work-from-home flexibility, allowing you to manage your schedule with minimal commute and maximum productivity. You’ll be embedded in a collaborative, cross-functional team that thrives on transparency and performance. Expect virtual huddles, clear expectations, and the support of digital tools designed to help you excel.

Technology Stack

• Loan Origination Systems (e.g., Encompass, Calyx)
• Automated Underwriting Systems (e.g., Desktop Underwriter, Loan Product Advisor)
• Secure eDocument Management Platforms (DocuSign, Blend)
• Communication & Project Tools (Slack, Zoom, Microsoft Teams)
• Cloud Storage & Compliance Software (Google Drive, Box, Mavent Compliance)

Why You’ll Love It

Here Culture and Collaboration

The innovation-first environment where digital lending is the norm. Weekly training refreshers on the latest investor or tech platform updates. Metrics that reward precision, speed, and collaborative spirit. Direct access to senior team members who value your insights. Culture of ownership, where every processor plays a vital role in the company's performance.

Qualifications for Success

Required Experience 2+ years of experience in processing conventional mortgage loans (FNMA/FHLMC preferred). Deep understanding of Fannie Mae and Freddie Mac guidelines. Prior remote work experience preferred; ability to manage tasks independently.

Technical Proficiency

Proficiency in loan origination software and document management systems. Excellent verbal and written communication skills. Detail-oriented mindset with the ability to meet fast-moving deadlines. High-speed internet connection and a distraction-free remote workspace.

Metrics That Define Our Success

Average processing-to-close time: < 20 days. Borrower satisfaction rate: 95 %+ . Zero tolerance for document exceptions or funding delays.

Your Role in the Bigger Picture

This position is part of a broader mission to accelerate mortgage processing without sacrificing quality. As the industry embraces cloud-based lending, your ability to harmonize documentation, compliance, and tech efficiency will make you indispensable. You’ll support sustainable homeownership through clean, fast, and responsible lending.

Career Growth & Opportunities

Your professional development is a priority. Many of our mortgage processors evolve into underwriters, QA leads, or compliance officers. We provide structured learning paths, access to certifications, and mentorship programs so your career continues to rise.

Exciting Perks

• Competitive annual salary of $50,903
• Full medical, dental, and vision insurance
• Work-from-anywhere policy within the U.S.
• Reimbursement for home office setup
• Generous PTO + paid holidays
• Tech stipend to support secure and efficient work
• Monthly performance bonuses for top achievers
• 200+ loans processed monthly across our remote processing team
• 98% remote employee retention rate
• 4.9/5 average team satisfaction score on internal feedback surveys

Applications are open to professionals from the following regions

Building a Global Workforce: Applications are open to professionals from the United States, Canada, United Kingdom, European Union, Australia, India, and many other international regions.