Remote Mortgage Loan Processor

Naukri Mitra; United States; Remote; USD 48,000 - 54,000; Full time

Benefits offered by this job

Fully remote position

Technology stipend

Paid time off & holidays

Job summary

Naukri Mitra is seeking a Remote Mortgage Loan Processor to connect borrowers with home ownership from anywhere in the nation. The role handles the full loan processing cycle, reviews applications, and coordinates with underwriters and stakeholders.

The position offers a competitive salary of $50,903 per year, fully remote with benefits, paid time off, and opportunities for growth as the team scales its nationwide mortgage operations.

Qualifications

• 2+ years of experience in residential mortgage processing.
• Proficient with loan processing systems (Encompass, Calyx, or similar).
• Familiarity with FHA, VA, Conventional, and USDA loan types.
• Strong organizational skills and ability to prioritize under deadlines.
• Excellent verbal and written communication; remote work capability.

Responsibilities

• Oversee the full loan processing cycle.
• Review residential mortgage loan applications for accuracy and completeness.
• Order and track third-party documentation (title, appraisals, verifications).
• Collaborate with underwriters to resolve issues and move files forward.
• Ensure compliance with internal policies and federal regulations.
• Maintain loan files in LOS with precise data entry.
• Provide status updates to borrowers and stakeholders.
• Coordinate closing details with agents, title companies, and lenders.

Skills

Mortgage processing

Encompass

Calyx

Loan types

Remote work

Communication

Organization

Tools

Encompass

Calyx

Job description

Remote Mortgage Loan Processor Make an Impact from Anywhere in the Nation Take charge of your future with a remote opportunity that lets you thrive from the comfort of your home. As a Remote Mortgage Loan Processor, you’ll be the critical bridge between borrowers and their dream homes. This role is your chance to be a part of something meaningful while contributing to a growing, forward-thinking team reshaping the lending experience. With an annual salary of $50,903, this position combines purpose, autonomy, and real growth potential. We're building momentum toward something great. The demand for smarter, faster, and more transparent mortgage processing is higher than ever, and that's where you come in. As we scale nationally, your expertise will help power that growth. You'll be a key player in ensuring seamless loan operations, supporting borrowers with empathy, and working cross-functionally to push deals over the finish line.

Key Responsibilities:

• Be the Driving Force Behind Every Loan
• Oversee the Full Loan Processing Cycle
• Review residential mortgage loan applications for accuracy and completeness
• Order and track third-party documentation such as title reports, appraisals, and verifications
• Collaborate with underwriters to resolve documentation issues and move files forward
• Ensure all loan documentation complies with internal policies and federal regulations
• Partner with Borrowers and Stakeholders: Act as the main point of contact for borrowers throughout the processing stage
• Provide status updates and guide borrowers through requirements in a clear, friendly tone
• Liaise with real estate agents, title companies, and lenders to coordinate closing details
• Maintain Detailed, Organized Loan Files Enter and update all data in the Loan Origination System (LOS) precisely.
• Flag discrepancies proactively and initiate swift resolution
• Prepare files for final submission to the underwriting and closing teams

Work Environment:

Energizing and Empowering In this remote role, you’ll work in a dynamic, digitally connected environment where every day brings new opportunities. Our culture is built on accountability, flexibility, and momentum. We prioritize clear communication and tools that support remote mortgage operations efficiently.

What to Expect:

• A flexible, home-based setting where you're empowered to manage your workflow
• Video collaboration with teammates, underwriters, and processors across time zones
• Ongoing mentorship and professional development are designed to elevate your skills

Tools & Technology:

Run Your Desk with Confidence You’ll work with the latest industry tools designed to streamline mortgage loan processing: Encompass (or comparable Loan Origination System) Secure document portals and e-signature platforms Automated income and asset verification tools Internal dashboards to track processing milestones and team performance

Qualifications:

Ready to Hit the Ground Running You must bring technical proficiency and a service-first mindset to succeed in this role.

Required Experience & Skills:

• 2+ years of experience in residential mortgage processing
• Proficient with loan processing systems (e.g., Encompass, Calyx, or similar)
• Familiarity with FHA, VA, Conventional, and USDA loan types
• Strong organizational skills with an ability to prioritize under deadlines
• Excellent verbal and written communication skills
• Comfort working independently in a remote, results-driven environment

Preferred Attributes:

• Strong attention to detail and a commitment to loan file accuracy
• Enthusiasm for helping borrowers navigate their homeownership journey
• A proactive approach to challenges and changes in process or policy

Why Join Us?

Let’s Talk Perks! Get excited about more than just the paycheck. Our benefits are designed to reward your performance and support your lifestyle.

• Competitive salary of $50,903 annually
• Fully remote position with no commuting required
• Paid time off, sick leave, and holidays
• Access to ongoing training and career advancement
• Team recognition programs and virtual celebrations
• Technology stipend to support your home office setup

Growth With Us:

Your Success Is Our Mission Our growth is starting, and we want you to grow with us. As we expand our footprint and loan volume, you’ll gain opportunities to: Work on complex loan types and high-volume pipelines Mentor junior processors and share your expertise Advance into leadership or underwriting roles Influence process improvements and system upgrades

Opportunities Without Borders:

Candidates from the USA, Canada, UK, European Union, Australia, India, and several other global regions are encouraged to apply.