Mortgage Loan Processor

WizeHire, Inc; United States; Remote; USD 55,000 - 75,000; Full time

Job summary

A lending company is looking for a skilled Remote Mortgage Loan Processor who is bilingual in Spanish and English. This role requires considerable experience in mortgage processing and a strong understanding of FHA, FHLB, FNMA, or VA loans. Candidates should be detail-oriented and organized, with excellent communication skills. Compensation ranges from $55,000 to $75,000 yearly, plus commissions, offering a great opportunity to achieve financial goals.

Qualifications

• Minimum 2 years of broker experience, preferably with UWM or Plaza.
• Bilingual Spanish is essential; must communicate excellently.
• Must have Encompass and mortgage lending knowledge.

Responsibilities

• Prepare loan packages and submit to underwriting for approval.
• Facilitate approvals by liaising with various stakeholders.
• Assist borrowers in identifying suitable mortgage types.

Skills

Broker Experience

Bilingual Spanish Expert

Income Calculation

Encompass Experience

Tech Skills

Strong Communication Skills

Highly Organized

DU LP Knowledge

Non-QM Experience

Strong Analytical Skills

Time Management Skills

Attention to Detail

Mortgage Lending Experience

Education

Associate’s degree in accounting, finance, or business

High school diploma or GED

Job description

Remote Mortgage Loan Processor Bilingual Spanish/English

We seek an experienced and detail-oriented mortgage loan processor for our skilled lending team. The ideal candidate will have years of mortgage processing experience, a can-do attitude, and a proven track record of providing solutions in the mortgage lending industry. If you want an excellent position to help you reach your financial goals, apply today!

Working Hours - EST time zone - 9 am - 7 pm EST M-F
Location - NY preferred before looking at other States

Responsibilities

• Put together loan packages and submit to lender underwriting for approval or denial
• Liaise between the mortgage lending underwriting department, mortgage loan originators, real estate agents, and applicants to facilitate loan approval
• Assist borrowers in determining the best mortgage type based on the interview and situation
• Adhere to all lending and regulatory guidelines and policies while preparing the loan file
• Order property and loan documentation, such as appraisals, inspections, title searches, site surveys, contracts, and property tax records, to help process mortgage loan files

Qualifications

Non-Negotiable Skills:

• Broker Experience - 2 years - UWM, Plaza
• Bilingual Spanish Expert or Highly proficient
• Income Calculation
• Encompass Experience - 2 years+
• Tech Skills
• Great communicator - Strong communication skills
• Highly organized
• DU LP knowledge
• Non-QM experience/knowledge
• Strong analytical and time management skills, and superior attention to detail
• Mortgage lending experience and loan knowledge required, specifically with FHA, FHLB, FNMA, or VA loans
• Superb analytical skills, time management skills, and attention to detail
• We prefer an Associate’s degree in accounting, finance, or business
• High school diploma or GED required
• Excellent written and verbal communication skills are a requirement
• 2 years of minimum experience in loan processing required

Compensation

$55,000 - $75,000 yearly + commissions