Mortgage Loan Processor

Semper Home Loans; Providence (RI); On-site; USD 50,000 - 70,000; Full time

Benefits offered by this job

Comprehensive Health, Dental, and Vision Insurance

401(k) with 3% Employer Match

Paid Time Off

Job summary

A leading national mortgage lender is seeking a detail-driven Mortgage Loan Processor in Providence, RI. The role involves managing mortgage loan files from application to approval while ensuring compliance and delivering excellent customer service. Candidates should have 2-5 years of relevant experience and strong technical skills. Benefits include health insurance, a 401(k) with employer match, and paid time off. Join a team that values your contributions and fosters career growth.

Qualifications

• 2-5 years as a Mortgage Processor or Loan Officer Assistant is required.
• Strong grasp of credit policies, underwriting, and closing procedures.
• Familiarity with Fair Housing Regulations preferred.

Responsibilities

• Process and prepare mortgage loan files from initial application to final approval.
• Ensure compliance with bank, investor, and regulatory guidelines.
• Manage a high-volume pipeline (35+ active loans) with accuracy.

Skills

Attention to detail

Multitasking

Organization

Communication

Education

College degree preferred

Tools

Encompass LOS

Job description

Overview

Are you a detail-driven professional with a passion for helping people achieve homeownership? Semper Home Loans, a trusted and rapidly growing national mortgage lender, is looking for a Mortgage Loan Processor to join our headquarters team in Providence, RI. This is an exciting opportunity to thrive in a fast-paced, collaborative environment where your expertise will make a direct impact.

What You’ll Do

• Process and prepare mortgage loan files from initial application to final approval.
• Ensure compliance with bank, investor, and regulatory guidelines while delivering top-tier customer service.
• Serve as the primary point of contact for borrowers, internal teams, and third-party providers, resolving inquiries and collecting critical documentation.
• Manage a high-volume pipeline (35+ active loans) with accuracy and efficiency.
• Leverage your advanced knowledge of Fannie Mae, Freddie Mac, VA, FHA, and USDA programs.

What We’re Looking For

• Education: College degree preferred.
• Experience: 2-5 years as a Mortgage Processor or Loan Officer Assistant.
• Technical Skills: Strong grasp of credit policies, underwriting, and closing procedures; Encompass LOS experience is a plus.
• Knowledge: Familiarity with Fair Housing Regulations preferred.
• Strengths: Exceptional multitasking, organization, and deadline management skills.
• Communication: Excellent written and verbal communication abilities.
• No remote opportunities for this role. Strictly seeking someone to work full-time in our Providence office.

Why Join Semper?

We don’t just offer a job, we offer a career. At Semper Home Loans, you’ll be part of a supportive team culture where your skills are valued and your growth is encouraged.

Benefits & Compensation

• Comprehensive Health, Dental, and Vision Insurance.
• 401(k) with 3% Employer Match of employee contributions.
• Supplemental Benefits through Aflac.
• Paid Time Off (vacation, sick, and personal days).
• Competitive Base Salary + Commission Plan.

About Us

At Semper Home Loans, we are more than lenders—we are partners in homeownership. Our team is dedicated to providing exceptional service and building lasting relationships with clients nationwide. We are proud to foster a diverse, equitable, and inclusive workplace and are an Equal Employment Opportunity (EEO) and Affirmative Action (AA) employer.

Ready to Grow With Us?

If you’re a motivated loan processing professional ready to take your career to the next level, apply today and become a valued part of the Semper Home Loans family!