Mortgage Loan Processor

M/I Homes; Georgia; On-site; USD 52,000 - 68,000; Full time

Benefits offered by this job

Medical, dental, vision insurance

Paid time off and holidays

401(k) with match

Profit sharing plan

Employee home purchase plan

Job summary

M/I Homes is seeking a Mortgage Loan Processor to handle FHA, VA and Conventional mortgage loan documentation and prepare packages for underwriting approval. The role involves gathering and verifying financial information from applicants, credit bureaus and creditors, ensuring timely, accurate credit files for submission to underwriting.

Responsibilities include resolving underwriting questions with applicants and lenders, supporting special projects, and maintaining organized records to close

Qualifications

• Customer-service oriented with good verbal and written communication skills.
• Ability to elicit, interpret, analyze and evaluate information relative to underwriting guidelines and lender requirements.
• Excellent organization skills and detail-oriented aptitude.

Responsibilities

• Gathers, analyzes and processes documentation from applicants, credit bureaus, employers and creditors to verify financial information and credit standings.
• Reviews, organizes and collates application and loan information for underwriting.
• Communicates with applicants, underwriters and creditors to resolve problems or questions on application information.
• Assists with special projects and perform additional duties as required.
• Able to close between 15 to 20 files per month.

Skills

Customer service

Verbal communication

Written communication

Attention to detail

Problem solving

Job description

M/I Homes has been building new homes of outstanding quality and superior design for 50 years. Founded in 1976 by Irving and Melvin Schottenstein and guided by Irving’s drive to always “treat the customer right,” we have fulfilled the dreams of over 170,000 homeowners and grown to become one of the nation’s leading homebuilders. M/I Homes started as a family business and grew into a national leader in a single generation with divisions in 16 markets, including Austin, Charlotte, Chicago, Cincinnati, Columbus, Dallas, Detroit, Houston, Indianapolis, Minneapolis, Nashville, Orlando, Raleigh, San Antonio, Sarasota, and Tampa.

Job Summary

Processes applicable documentation for FHA, VA and Conventional mortgage loan applications and prepares required packages for loan approval.

Duties and Responsibilities

• Gathers, analyzes and processes necessary documentation from applicant(s), credit bureaus, employers, and various creditors to verify financial information and credit standings
• Reviews, organizes and collates application and loan information to ensure timeliness and accuracy in providing a useable credit file to be submitted to underwriting for approval
• Communicates with applicant(s), underwriters and/or creditors to resolve problems or questions regarding application information
• Assists with special projects as requested and perform additional duties as required.
• Able to close between 15 to 20 files per month.

Skills and Abilities

Customer-service oriented with good verbal and written communication skills for interaction with a variety of people inside and outside of the organization. Ability to elicit, interpret, analyze and evaluate given information relative to underwriting guidelines and lender requirements. Excellent organization skills and detail-oriented aptitude. General administrative abilities to include typing, filing and use of computer, calculator, copier and facsimile machines. Fluent Spanish speaking preferred.

Benefits

M/I Homes offers a comprehensive benefits package, including medical, dental, vision, paid time off and paid holidays, paid parental leave, traditional and Roth 401(k) options, a profit sharing plan, an employee stock purchase plan, an employee home purchase plan and more.

We are proud to be an EEO/AA employer M/F/D/V. We maintain a drug-free workplace and perform pre-employment substance abuse testing.

M/I Financial, LLC 4131 Worth Ave, Suite 460, Columbus, OH 43219. Company NMLS# 50684. For information on MIF licensing, please visit https://www.mihomes.com/financing

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