Senior Loan Processor

M/I Homes Inc.; Dallas (TX); On-site; USD 60,000 - 80,000; Full time

Benefits offered by this job

Generous paid time off

401K and Profit Sharing

Full Medical, Vision, and Dental Insurance

Discount on employee new home purchases

Job summary

M/I Homes Inc. in Dallas, TX is hiring a SENIOR Mortgage Loan Processor for its financing subsidiary, M/I Financial. This role requires strong mortgage loan processing skills and onsite work in Lewisville. The candidate benefits from a stable environment focused on new home purchases, generous paid time off, and a comprehensive benefits package including medical, dental, and vision insurance.

Ideal applicants should have at least five years of experience and proficiency with various mortgage databases, with bilingual skills preferred.

Qualifications

• Five years of experience in the mortgage field required.
• Bilingual and previous builder experience preferred.

Responsibilities

• Gather and process documentation from applicants and creditors.
• Review and organize application information for submission.
• Communicate with applicants and underwriters to resolve issues.
• Prepare file for final clear-to-close by management.
• Supervise and lead the work of other loan specialists.

Skills

Processing of mortgage loans including conventional, FHA, VA, Texas Bond Loans

Proficient in Day One Certainty, FHA Connection, VA Portal, Encompass

Communication skills (telephone/text/email)

Supervisory experience

Education

High school graduate with some college preferred

Job description

M/I Homes has been building new homes of outstanding quality and superior design for 50 years. Founded in 1976 by Irving and Melvin Schottenstein and guided by Irving’s drive to always “treat the customer right,” we have fulfilled the dreams of over 170,000 homeowners and grown to become one of the nation’s leading homebuilders. M/I Homes started as a family business and grew into a national leader in a single generation with divisions in 16 markets, including Austin, Charlotte, Chicago, Cincinnati, Columbus, Dallas, Detroit, Houston, Indianapolis, Minneapolis, Nashville, Orlando, Raleigh, San Antonio, Sarasota, and Tampa.

M/I Homes, a top 15 national home builder, continues to expand its award‑winning division in Dallas. They seek a SENIOR Mortgage Loan Processor for its partner builder financing subsidiary, M/I Financial. This position is IN THE DIVISION OFFICE located in Lewisville. The successful candidate must be very well versed in processing of all types of mortgage loans, including conventional, FHA, VA, and Texas Bond Loans.

Position Offer

• Steady work environment – driven by builder new home purchase sales – NO refinances.
• Conveniently located just off the Sam Rayburn Tollway and IH-35 E.
• Salary + Monthly Paid Incentives based on work volume achieved.
• Monday through Friday work environment.
• Generous paid time off structure.
• Entire loan operation – origination, processing, underwriting - locally based.
• Team partnership with a top 15 national builder.
• Discount on employee new home purchases.
• 401K and Profit Sharing.
• Full Medical, Vision, and Dental Insurance.

Job Summary

Processes applicable documentation for Conventional, FHA, VA and Texas Bond mortgage loan applications and prepares required packages for loan approval. This position requires ON-SITE work; remote work is not available.

Duties and Responsibilities

• Gathers, analyzes, and processes necessary documentation from applicant(s), credit bureaus, employers, and various creditors to verify financial information and credit standings.
• Reviews, organizes, and collates application and loan information to ensure timeliness and accuracy in providing a useable credit file supported by automated underwriting system findings to be submitted to underwriting for approval.
• Communicates with applicant(s), underwriters and/or creditors to resolve issues or questions regarding application information.
• Is open to communicating and creating ongoing dialogue with borrowers via their preferred method (telephone/text/email) during an extended loan processing/home build timeline.
• Prepares file for final clear-to-close by branch management.
• May supervise and lead the work of other loan specialists.

Minimum Education and Work Experience

• High school graduate, with some college preferred, and at least five (5) years of experience in the mortgage field. Bilingual and Previous Builder experience is preferred.
• Proficient in use of Day One Certainty, FHA Connection, the VA Portal, Encompass and other mortgage field related databases.
• Supervisor experience preferred.

M/I Homes offers a comprehensive benefits package, including medical, dental, vision, paid time off and paid holidays, paid parental leave, traditional and Roth 401(k) options, a profit sharing plan, an employee stock purchase plan, an employee home purchase plan and more.

We are proud to be an EEO/AA employer M/F/D/V. We maintain a drug‑free workplace and perform pre‑employment substance abuse testing.

Company NMLS# 50684. For information on MIF licensing, please visit https://www.mihomes.com/financing.