Mortgage Loan Originators

Lakeside Bank; Chicago (IL); On-site; USD 27,000 - 33,000; Full time

Benefits offered by this job

Medical insurance

Dental plan

Vision plan

Life Insurance

Disability Insurance

401k

Paid vacation

Paid holidays

Free checking

Job summary

Lakeside Bank is seeking a Mortgage Loan Originator to originate residential first mortgage loans and grow our local lending footprint in Chicago-area City locations. You will develop and maintain relationships with real estate professionals, CPAs, attorneys, and other referral partners while delivering superior service to customers.

Responsibilities include submitting comprehensive loan applications, addressing issues to close loans, and meeting sales targets while working under the guidance of

Qualifications

• Previous mortgage sales experience or comparable financial or sales experience is preferred.
• Sales quota—minimum expectation of $1,000,000 per month in closed business.
• Strong relationship‑building skills.
• Good math aptitude; excellent written and oral communication skills.
• Intermediate PC skills in Windows environment.

Responsibilities

• Originate residential first mortgage loans.
• Develop and maintain relationships with real estate professionals, CPAs, Attorneys, and other referral partners.
• Complete and submit quality loan applications and resolve outstanding issues to close the mortgage origination.
• Provide superior service to bank customers.

Skills

Sales aptitude

Relationship building

Math aptitude

Communication skills

PC skills

Job description

Job Description

Job Description

Position: Mortgage Loan Originator

Location: City Locations

Reports to: VP, Group Lead Mortgage Lending

Summary: A Mortgage Loan Consultant or Mortgage Loan Originator will be responsible for originating residential first mortgage loans.

The MLC will generate new business by developing and maintaining strong relationships with real estate professionals, developers, CPAs, Attorneys, and other referral partners while providing superior service to bank customers. The MLC will also be responsible for completing and submitting a quality loan application as well as resolve any outstanding issues in order to complete the mortgage origination.

Qualifications:

• Previous mortgage sales experience or comparable financial or sales experience is preferred
• (Willing to train-with prior sales experience or experience in mortgage servicing)
• Sales aptitude--Minimum sales quota/expectation of $1,000,000 per month in closed business
• Strong relationship‑building skills
• Good math aptitude
• Excellent written and oral communication skills
• Intermediate PC skills required in Windows environment

This position will require National Mortgage Licensing System and Registry (NMLS) registration under the terms of the SAFE Act of 2008. As such, upon active employment with the Bank, The MLC will be required to either register via the NMLS registry or re‑register and move your previous registration to Lakeside Bank’s registration rolls. Continued employment in this position with Lakeside Bank is contingent upon successful registration after your start date and annual re‑registration thereafter. In addition, information obtained during the registration process may impact your employment with the firm.

Benefit Information:

Lakeside Bank offers a wide variety of benefit programs for our employees. We offer 4 Blue Cross Blue Shield Medical plans (2 PPO & 2 HMO plans). Our PPO Dental plans are offered through Principal. The Bank subsidizes a large percentage of the monthly premiums. We also offer Vision insurance through Principal VSP. Employees are able to select from Single coverage, Employee & Spouse coverage, Employee & Child(ren) coverage or Family coverage levels.

The Bank provides Life/AD&D, Short-term Disability, and Long-term Disability insurance – at no cost to the employee. We offer a variety of supplemental ancillary products such as supplemental life for employee, spouse and/or children, accident, critical illness, hospital indemnity and pet insurance. Additional information on each plan can be provided upon request.

Paid Time Off: For the first 5 years of service for this position, the employee is eligible for 3 weeks of vacation. All employees are eligible for 5 days of paid sick time and 5 days of PTO. Additionally, we have 11 paid Holidays each year.

Salary Information: This is a sales position. All leads are generally self-generated. There is a base salary of $30,000 and then In addition to the base salary, the Mortgage Loan Originator shall receive commissions earned on closed and funded loans. The Mortgage Loan Originator shall be compensated only for those loans which close, fund and result in fee income to Lakeside.

Equal Opportunity Employer Disability/Veteran

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the job.

Lakeside Bank is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability status, protected veteran status, or any other characteristic protected by law.

Company Description

It’s About Time you check us out, consider a career at Lakeside...and join us!

Thank you for your interest in Career Opportunities at Lakeside Bank.

Lakeside Bank is very proud of our current employees. Most of our employees have been with the Bank for many years and they provide our clients with outstanding service. They believe in our vision: Help your clients. Innovate. Tailor individual solutions. Move smart and move fast. Be there for the long haul. Surviving the test of time!

Banking is about relationships and building relationships. Lakeside Bank prides itself on that one on one relationship with our clients. Our employees’ growth is directly related to the growth of the Bank and to the wonderful service that we provide to our clients. We offer our employees the opportunity for individual growth and development. We encourage responsibility, accountability, flexibility, and professionalism. We strive to create a diverse and engaging workplace where our employees can excel.

From time to time we have employment opportunities that enable us to seek talent from outside of our Bank. We look for candidates that are caring, customer focused, committed and enjoy their work!

In addition to being a great place to work, we offer an excellent Benefits program, which includes:

• Medical
• Dental
• Vision
• Life Insurance
• Short and Long Term Disability
• Flexible Spending program – Parking, Transit, Medical, Dependent Care
• 401k
• Paid Vacation / Paid Sick Time
• Paid Holidays
• Free Checking/Savings Account

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the job.

Lakeside Bank is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability status, protected veteran status, or any other characteristic protected by law.

Please check out our website for more information at: https://www.lakesidebank.com/careers/