Mortgage Loan Originator - Homeownership Advocate

United Community Bank; Five Points South (AL); On-site; USD 60,000 - 90,000; Full time

Job summary

United Community Bank in Tuscaloosa, Huntsville and Birmingham is seeking a Mortgage Loan Officer (MLO) to join our team. The MLO will help individuals achieve homeownership and build relationships with realtors, builders and developers.

Active NMLS License is required. The role involves originating loans, reviewing applications, and guiding clients through the mortgage process with knowledge of FHA, VA and USDA guidelines.

Qualifications

• Active NMLS license required.
• Minimum two years of residential mortgage loan origination.
• Familiar with FHA, VA, and USDA guidelines.
• Proficient in sales and service; including tele-consulting, prospecting, and networking.

Responsibilities

• Develop business through maintaining contact with realtors, builders, developers and construction lenders.
• Maintain knowledge of available loan products, processing procedures, and underwriting and general department guidelines.
• Interviews potential customers and answers questions about various types of mortgage loans.
• Reviews, analyzes, and processes mortgage loan requests; ensures compliance with investor, state and federal lending requirements.
• Order verifications of employment, deposits, mortgage, and rental; deliver loan packages within required timeframes.
• Input information from applications and documentation into Mortgageware; maintain client-centric service levels.

Skills

NMLS license

Mortgage origination

Sales & service

Tools

Mortgageware

Job description

United Community Bank in Tuscaloosa, Huntsville and Birmingham is seeking a Mortgage Loan Officer (MLO) to join our team. The MLO will help individuals achieve homeownership and build relationships with realtors, builders and developers.

Active NMLS License is required. The role involves originating loans, reviewing applications, and guiding clients through the mortgage process with knowledge of FHA, VA and USDA guidelines.