Mortgage Loan Originator — Grow Relationships & Close Loans

Zions Bancorporation; Phoenix (AZ); Sur place; USD 65 000 - 100 000; Plein temps

Avantages offerts par ce poste

Medical Insurance (Start Day One)

Dental & Vision Insurance

Paid Time Off & Holidays

401(k) with company match

Life and Disability Insurance

Tuition Reimbursement

Résumé du poste

National Bank of Arizona in Phoenix, AZ seeks a Mortgage Lending Originator to grow residential mortgage business. You will source loans via existing relationships and referrals, assess client needs and financial data, and guide borrowers through disclosures and underwriting.

The role requires strong communication, regulatory knowledge, and the ability to manage multiple files simultaneously in a fast-paced environment.

Qualifications

• A college degree and 4+ years of mortgage lending origination experience preferred, including residential construction experience or other directly related experience.
• Advanced knowledge of mortgage lending, processing, credit analysis, mortgage laws and regulations.
• Ability to successfully solicit loans.
• Strong verbal and written communication skills.

Responsabilités

• Be responsible for soliciting and bringing in mortgage business for the bank through previous contacts, relationships and referrals form real estate agents, builders, developers and branches.
• Ensure compliance with regulatory guidelines in the performance of loan originator duties.
• Interview potential applicants to develop information concerning their needs, desires and other information.; obtain and review pertinent financial and credit data.
• Be responsible for assisting customers with information about loan types and interest rate options, locking interest rates as requested by the customer, preparing and sending initial disclosures to customers and submitting information to automated underwriting software.
• Ensure any re-disclosures are made timely.
• Order appraisals through system, arrange for title search and obtain necessary documents.
• Be responsible to communicate with the customer throughout the process and work with processors through closing.
• Originate residential home loan

Connaissances

Mortgage lending experience

Relationship building

Regulatory compliance

Credit analysis

Interpersonal skills

Time management

Communication skills

Formation

Bachelor's degree (preferred)

Outils

Mortgage software

Description du poste

National Bank of Arizona in Phoenix, AZ seeks a Mortgage Lending Originator to grow residential mortgage business. You will source loans via existing relationships and referrals, assess client needs and financial data, and guide borrowers through disclosures and underwriting.

The role requires strong communication, regulatory knowledge, and the ability to manage multiple files simultaneously in a fast-paced environment.