Mortgage Loan Originator — Field-Based Lending

U.S. Bank; California (MO); Hybrid; USD 23,000 - 32,000; Full time

Job summary

U.S. Bank is seeking a Mortgage Loan Originator to originate loans in an assigned non-bank territory, handling applications, preliminary underwriting, and coordinating with processing for timely closing.

The role requires 3+ years in mortgage, sales, or real estate, NMLS registration, and willingness to spend at least 50% of time away from bank locations. Strong communication and sales skills are essential.

Qualifications

• High school diploma or equivalent.
• Three or more years of experience in mortgage, sales, or real estate.
• NMLS registration under SAFÉ Act & Reg Z and ongoing compliance with regulatory requirements, including criminal and credit checks.

Responsibilities

• Originates mortgage loans in an assigned non-bank territory.
• Takes applications and conducts preliminary underwriting reviews.
• Submits loan applications to processing and underwriting for approval.
• Follows up to secure documents for processing, underwriting, and closing; spends at least 50% of time away from locations.

Skills

Self-starter

Excellent communication

Sales oriented

Education

High school diploma or equivalent

Job description

U.S. Bank is seeking a Mortgage Loan Originator to originate loans in an assigned non-bank territory, handling applications, preliminary underwriting, and coordinating with processing for timely closing.

The role requires 3+ years in mortgage, sales, or real estate, NMLS registration, and willingness to spend at least 50% of time away from bank locations. Strong communication and sales skills are essential.