Mortgage Loan Originator

Mmbba; Tampa (FL); Hybrid; USD 55,000 - 85,000; Full time

Benefits offered by this job

Incentives

Paid holidays

Paid time off

Medical/Dental/Vision insurance

401(k) with match

Life insurance

Disability insurance

Tuition reimbursement

Job summary

Liberty FCU is seeking an experienced Mortgage Loan Originator in the Tampa/St. Petersburg, FL area to join the lending team. You will initiate and develop mortgage business through self-generated activities and handle loan interviews, documentation, and approvals.

The role requires 2-3 years of mortgage origination experience, strong communication, and knowledge of underwriting guidelines. Apply to advance in a fast-paced environment with diverse compensation and benefits.

Qualifications

• Excellent communication skills to discuss loan terms and financial details.
• Strong mathematical and statistical analysis abilities.
• Knowledge of mortgage products and underwriting guidelines.
• Ability to keep updated on new loan reforms and laws.

Responsibilities

• conducts loan interviews, discusses programs, explains processes, and requests documentation for loan approval.
• Evaluates credit of prospective borrowers for qualification purposes.
• Pursues and contacts prospective borrower leads via phone, email, or in person.
• Maintains knowledge of loan products, processing procedures and underwriting guidelines.
• Prospects and networks with realtors, builders and other referral partners.

Skills

Excellent communication

Mathematical analysis

Logical thinking

Education

Bachelor's degree preferred

Job description

Liberty FCU, a full-service credit union, is currently seeking an experienced Mortgage Loan Originator to join their lending team. The position will be located in Tampa/St. Petersburg, FL area. The successful candidate must have excellent communication skills, attention to detail and have the ability to multitask in a fast-paced environment. The ability to initiate and develop mortgage loan business through self-generating activities is required. Experience with mortgage loan sales is required.

Duties and responsibilities include but are not limited to the following:

• Conduct loan interviews, discuss programs, explain processes, and request supporting documentation for loan approval.
• Evaluate credit of prospective borrowers for qualification purposes.
• Diligently pursue leads provided.
• Contact prospective borrower leads via telephone, email, or face to face.
• Evaluate credit and financial status of prospective borrower to determine appropriate residential mortgage loan proposal.
• Understand and apply all Federal and NCUA regulatory rules and regulations associated with mortgage lending.
• Makes sales calls routinely through face to face and phone contact with borrowers, ensuring clear understanding of options and informed decisions to best suit borrower's needs.
• Maintain knowledge of available loan products, processing procedures and underwriting guidelines.
• Prospect and network, building relationships with realtors, builders and other referral partners.

Qualifications:

• Bachelor's degree preferred.
• 2-3 years of mortgage origination experience is preferred.
• Excellent communication skills to talk to clients about loan particulars and their personal financial details.
• Excellent mathematical and statistical analysis ability.
• A sound knowledge of the terms and conditions of different kinds of loans.
• Strong logical thinking.
• Ability to keep updated on new loan reforms and laws.
• Ability to obtain federal registration/NMLS.

Benefits and Compensation:

• Incentive opportunities
• Paid Holidays
• Paid Time Off (Vacation, Sick and Personal Days)
• Medical, Dental and Vision Insurance
• 401(k) retirement program with matching funds
• Employer paid Group Term Life Insurance, Short Term and Long Term Disability Insurance
• Tuition Reimbursement Program

Reporting relationships:

This position reports to the RVP of Sales or local Mortgage Sales Manager and has no direct reports.

Liberty FCU is an Equal Opportunity Employer, Minority/Female/Disability/Protected Veteran.

PI287133765