Mortgage Loan Originator

Mmbba; Orlando, Northern (FL, KY); On-site; USD 55,000 - 75,000; Full time

Benefits offered by this job

Incentive opportunities

Paid Holidays

PTO

Medical/Dental/Vision Insurance

401(k) with match

Life/Disability Insurance

Tuition reimbursement

Job summary

Liberty FCU in Orlando, FL seeks an experienced Mortgage Loan Originator to join our lending team. You will initiate and develop mortgage business through self-generated activities and maintain knowledge of loan products and regulations.

Excellent communication and analytical skills are essential to assess borrowers and guide them through the process. The role requires 2–3 years of origination experience, a bachelor's degree preferred, and the ability to build relationships with realtors and

Qualifications

• Excellent communication and interpersonal skills for client discussions and loan consultations.
• Strong numerical and analytical abilities for evaluating borrower credit and financial status.
• Ability to stay compliant with Federal and NCUA rules and mortgage lending regulations.

Responsibilities

• Conduct loan interviews and discuss programs with applicants.
• Evaluate borrower credit and financial status for mortgage suitability.
• Pursue and convert leads through calls, emails, and face-to-face meetings.
• Explain loan options and processes to applicants and gather required documents.
• Maintain up-to-date knowledge of loan products, processing steps, and underwriting guidelines.
• Network with realtors, builders, and referral partners to generate mortgage business.

Skills

Communication skills

Attention to detail

Multitasking

Lead generation

Mortgage sales

Education

Bachelor's degree

Job description

Liberty FCU, a full-service credit union, is currently seeking an experienced Mortgage Loan Originator to join their lending team. The position will be located in Orlando, FL. The successful candidate must have excellent communication skills, attention to detail and have the ability to multitask in a fast-paced environment. The ability to initiate and develop mortgage loan business through self-generating activities is required. Experience with mortgage loan sales is required.

Duties and responsibilities include but are not limited to the following:

• Conduct loan interviews, discuss programs, explain processes, and request supporting documentation for loan approval.
• Evaluate credit of prospective borrowers for qualification purposes.
• Diligently pursue leads provided.
• Contact prospective borrower leads via telephone, email, or face to face.
• Evaluate credit and financial status of prospective borrower to determine appropriate residential mortgage loan proposal.
• Understand and apply all Federal and NCUA regulatory rules and regulations associated with mortgage lending.
• Makes sales calls routinely through face to face and phone contact with borrowers, ensuring clear understanding of options and informed decisions to best suit borrower's needs.
• Maintain knowledge of available loan products, processing procedures and underwriting guidelines.
• Prospect and network, building relationships with realtors, builders and other referral partners.

Qualifications:

• Bachelor's degree preferred.
• 2-3 years of mortgage origination experience is preferred.
• Excellent communication skills to talk to clients about loan particulars and their personal financial details.
• Excellent mathematical and statistical analysis ability.
• A sound knowledge of the terms and conditions of different kinds of loans.
• Strong logical thinking.
• Ability to keep updated on new loan reforms and laws.
• Ability to obtain federal registration/NMLS.

Benefits and Compensation:

• Incentive opportunities
• Paid Holidays
• Paid Time Off (Vacation, Sick and Personal Days)
• Medical, Dental and Vision Insurance
• 401(k) retirement program with matching funds
• Employer paid Group Term Life Insurance, Short Term and Long Term Disability Insurance
• Tuition Reimbursement Program

Reporting relationships:

This position reports to the RVP of Sales or local Mortgage Sales Manager and has no direct reports.

Liberty FCU is an Equal Opportunity Employer, Minority/Female/Disability/Protected Veteran.