Mortgage Loan Originator

Liberty Federal Credit Union; Tampa (FL); On-site; USD 60,000 - 90,000; Full time

Benefits offered by this job

Incentives

Paid Holidays

Paid Time Off

Medical, Dental, Vision

401(k) with matching

Life Insurance & Disability

Tuition Reimbursement

Job summary

Liberty FCU is seeking an experienced Mortgage Loan Originator to join its lending team in the Tampa/St. Petersburg area. The role requires strong communication, multitasking, and self‑generated business development to grow mortgage loan volume.

You will interview clients, assess credit, discuss loan options, and coordinate with partners to ensure smooth loan approvals while staying compliant with regulations. A Bachelor’s degree is preferred and NMLS registration is expected.

Qualifications

• Bachelor's degree preferred.
• 2-3 years mortgage origination experience preferred.
• Excellent communication skills to discuss loan details with clients.
• Strong mathematical and statistical analysis ability.
• Sound knowledge of loan terms and conditions.
• Strong logical thinking and problem-solving abilities.
• Ability to stay updated on new loan reforms and laws.
• Ability to obtain federal registration/NMLS.

Responsibilities

• Conduct loan interviews, discuss programs, explain processes, and request documents for loan approval.
• Evaluate credit of prospective borrowers for qualification purposes.
• Pursue leads and contact prospective borrower leads via phone, email, or in person.
• Evaluate financial status to determine appropriate residential mortgage proposals.
• Understand and apply Federal and NCUA regulatory rules for mortgage lending.
• Make sales calls to borrowers and partners to explain options and secure loans.
• Maintain knowledge of loan products, processing procedures, and underwriting guidelines.
• Prospect and network with realtors, builders, and referral partners.

Skills

Communication skills

Math skills

Sales ability

Education

Bachelor's degree preferred

Tools

NMLS registration

Job description

Liberty FCU, a full-service credit union, is currently seeking an experienced Mortgage Loan Originator to join their lending team. The position will be located in Tampa/St. Petersburg, FL area. The successful candidate must have excellent communication skills, attention to detail and have the ability to multitask in a fast-paced environment. The ability to initiate and develop mortgage loan business through self‑generating activities is required. Experience with mortgage loan sales is required.

Duties and responsibilities include but are not limited to the following:

• Conduct loan interviews, discuss programs, explain processes, and request supporting documentation for loan approval.
• Evaluate credit of prospective borrowers for qualification purposes.
• Diligently pursue leads provided.
• Contact prospective borrower leads via telephone, email, or face to face.
• Evaluate credit and financial status of prospective borrower to determine appropriate residential mortgage loan proposal.
• Understand and apply all Federal and NCUA regulatory rules and regulations associated with mortgage lending.
• Makes sales calls routinely through face to face and phone contact with borrowers, ensuring clear understanding of options and informed decisions to best suit borrower's needs.
• Maintain knowledge of available loan products, processing procedures and underwriting guidelines.
• Prospect and network, building relationships with realtors, builders and other referral partners.

Qualifications:

• Bachelor's degree preferred.
• 2-3 years of mortgage origination experience is preferred.
• Excellent communication skills to talk to clients about loan particulars and their personal financial details.
• Excellent mathematical and statistical analysis ability.
• A sound knowledge of the terms and conditions of different kinds of loans.
• Strong logical thinking.
• Ability to keep updated on new loan reforms and laws.
• Ability to obtain federal registration/NMLS.

Benefits and Compensation:

• Incentive opportunities
• Paid Holidays
• Paid Time Off (Vacation, Sick and Personal Days)
• Medical, Dental and Vision Insurance
• 401(k) retirement program with matching funds
• Employer paid Group Term Life Insurance, Short Term and Long Term Disability Insurance
• Tuition Reimbursement Program

Reporting relationships:

This position reports to the RVP of Sales or local Mortgage Sales Manager and has no direct reports.

Liberty FCU is an Equal Opportunity Employer, Minority/Female/Disability/Protected Veteran.