Mortgage Loan Originator

First Community Bank; Pearland (TX); On-site; USD 55,000 - 90,000; Full time

Job summary

First Community Bank is seeking a Mortgage Loan Originator to originate home loans in the Pearland area. You will call on real estate agents, solicit first mortgages, and deliver completed applications to the lender, guiding clients through the process.

You will answer questions, update agents on rate changes and underwriting requirements, and maintain relationships to generate loan opportunities while meeting deadlines and regulatory standards.

Qualifications

• Knowledge of mortgage operations and ability to meet deadlines.

Responsibilities

• Call on Real Estate agents within specified sales area
• Solicit 1st mortgages for processing
• Deliver completed mortgage applications to the lender
• Answer client or real estate agent questions during processing
• Maintain sales district by updating agents on rates, policies, underwriting requirements
• Promote goodwill to generate loan applications
• Ensure applications meet Mortgage Division specifications
• Keep lenders informed about rate changes
• Attend meetings to update skills in solicitation and selling mortgages
• Prepare notice of Adverse Action when applicable for inquiries

Skills

Real estate agents

Sales

Communication

Job description

The position of Mortgage Loan Originator is responsible for working in a prescribed geographic area to originate mortgages.

• Call on Real Estate agents within specified sales area
• Solicit 1 st mortgages for processing
• Deliver completed mortgage applications to the lender
• Answer any questions that the client or real estate agent might have while the loan is being processed for approval
• Maintain sales district by continually updating the Real Estate Agents on changes in rates, policies, procedures, and underwriting requirements
• Promote good will throughout sales area so that we will keep receiving loan applications
• Ensure that all applications fall within the prescribed specifications the Mortgage Division
• Keep in periodic contact with the lenders to receive messages and current information on rate changes
• Attend meetings, conferences, and seminars to continually update skills in the solicitation and selling of all types of mortgages in the primary and secondary market
• Perform all other related duties as may be periodically required
• Prepare notice of Adverse Action when applicable for inquires

Knowledge, Skills, and Abilities

Knowledge of personal computers and data processing systems associated with mortgage operations is required. This job requires the ability to meet established deadlines, work productively in groups and individually, communicate effectively in writing and orally, operate standard office equipment, work extended hours occasionally, and travel to various client locations and training activities as needed.