Mortgage Loan Officer

Stride Bank, N.A.; Oklahoma City (OK); On-site; USD 42,000 - 66,000; Full time

Job summary

Stride Bank, N.A. in Oklahoma City is seeking a Mortgage Loan Originator responsible for soliciting new business and originating mortgage loan products.

You will develop and maintain a network of referral partners and guide borrowers to select the right loan program, gather documentation, and drive the loan process to closing. You will originate loans by building client relationships, interviewing applicants, and communicating loan terms, fees, and timelines.

Qualifications

• 1–2 years of mortgage experience and an active NMLS license.
• Proven success in a fast-paced sales role; inside sales experience preferred.
• High School Diploma or equivalent.

Responsibilities

• Originate mortgage loans by establishing client relationships, maintaining referral partners, and marketing to potential new sources.
• Gather information for the loan application and interview applicants to determine loan requirements.
• Request applicant credit reports, reference checks, and other information relevant to evaluating credit.
• Analyze applicant financial status, credit, and assets to determine loan feasibility.
• Compile loan packages and negotiate loan structure with applicants, including fees and repayment options.
• Ensure loan agreements are complete and accurate according to policy.
• Assure timely loan closing and funding activities.
• Identify and analyze potential loan markets to develop consumer loan prospects.
• Promote and cross-sell other establishment products and services as appropriate.
• Other duties as assigned

Skills

Inside sales

Client relationships

Referral marketing

Networking

Education

High School Diploma or equivalent

1-2 years mortgage experience and NMLS license

Job description

This position is responsible for soliciting new business and originating mortgage loan products; continuously identifies, develops and maintains a network of business relationships to establish a consistent referral source to originate new loans. Responsible in assisting the borrower to determine the proper loan program, completing the loan application and gathering the necessary paperwork, including pay stubs, tax returns and bank statements, to begin the loan process.

Principle Duties And Responsibilities

• Originate mortgage loans by establishing client relationships, maintaining referral partners, and marketing to potential new sources.
• Gather pertinent information for loan application, interview applicant to determine loan requirements, and requests applicant credit reports, reference checks, and other information relevant to evaluating credit.
• Analyzes applicant financial status, credit, and asset evaluation to determine feasibility of granting loan.
• Compiles loan package and facilitates negotiation of loan structure with applicant, including fees, loan repayment options, and other credit terms.
• Ensures loan agreements are complete and accurate according to establishment policy.
• Assures timely loan closing and funding activities.
• Identifies and analyzes potential loan markets to develop prospects for consumer loans.
• Promotes and cross-sells other establishment products and services as appropriate to customer requirements
• Other duties as assigned

Qualifications

EDUCATION AND/OR EXPERIENCE

• 1-2 years of mortgage experience and NMLS License
• Proven track record of success in a fast-paced, sales role; inside sales experience preferred
• High School Diploma or equivalent

Knowledge, Skills, And Abilities

• MLO License