Mortgage Loan Originator

German American; Louisville (KY); On-site; USD 55,000 - 75,000; Full time

Benefits offered by this job

Medical, dental, vision insurance

17 days paid time off

Education Assistance Program

401(k) match

Education assistance

Parental leave

Wellness benefits

Life insurance

401(k) match

Job summary

A leading financial services provider in Louisville is seeking a Mortgage Loan Originator to provide exceptional customer service and develop sales opportunities. This role involves analyzing customer financial profiles and cultivating relationships with referral partners. The ideal candidate should have at least one year of experience in real estate or mortgage sales and hold or be willing to obtain an NMLS State License. The position offers extensive benefits including medical insurance, paid time off, and 401(k) matching.

Qualifications

• Must hold an NMLS State License or be willing to obtain it.
• 1+ years of experience in real estate, mortgage, or sales equivalent is required.
• Proficiency in analyzing customer financial profiles is essential.

Responsibilities

• Originate 1-4 single-family residential loans within guidelines.
• Analyze income, assets, and liabilities to pre-qualify borrowers.
• Cultivate relationships with referral partners.

Skills

Sales orientation

Needs analysis

Verbal communication

Written communication

Interpersonal skills

Education

NMLS State License or equivalent

1+ years' experience in real estate or mortgage sales

Job description

Job Title: Mortgage Loan Originator

Summary of Duties and Responsibilities:

We are looking for a sales-oriented mortgage professional to provide outstanding customer service in our mortgage lending division. As a Mortgage Loan Originator, you will collect and analyze the customer's financial profile, and acting as a trusted advisor, identify an appropriate mortgage product, as well as other products and services, to meet their financial needs. You also investigate and develop opportunities to attract new customers, actively cultivating relationships with referral partners, such as realtors, builders, bank colleagues, attorneys, former clients, CPAs, and others within your sphere of influence.

What You’ll Do:

• A Day in the Life - Your focus will be the sales and origination of 1-4 single-family residential loans within predetermined guidelines and rates set forth by the Bank and its investors. Working with potential borrowers, you will analyze their income, assets, and liabilities in order to identify appropriate mortgage programs and successfully pre-qualify them for financing. Throughout the lending process, you will follow up with applicants and secure the necessary information to process, underwrite, and close the loan. As a goal-oriented person, you will strive to consistently achieve volume and/or unit production targets and cross-sell bank products where applicable. Aligned with German American's core values, you project a positive attitude and act with integrity at all times, delivering "best-in-class" customer service.

What It Takes:

• NMLS State License or Federal NMLS Registration (or willingness and ability to obtain)
• 1+ years' experience in real estate, mortgage or sales equivalent
• Skills in: entrepreneurial and business development/sales; needs analysis - analyzing information regarding customer income/debts, etc.; verbal, written, and interpersonal skills
• Knowledge of: Conventional, VA, USDA FHA, FNMA and Portfolio underwriting guidelines; mortgage compliance regulations; business acumen and judgment- bank mortgage products, policies, and procedures

Bonus Points:

• Bilingual/Multilingual

What We Can Offer You:

• Medical, dental, vision, STD, LTD, Life insurance, etc.
• 17 days paid time off, 11 paid holidays, and bereavement leave
• Education Assistance Program
• Paid Parental Bonding Leave
• Wellness benefits
• Life event coverage
• Service awards
• Financial benefits including 401(k) match, stock purchase plan and more
• Great deals on both national and local discounts on everything from computers and vacations to phones and retail shopping
• Logo wear discounts
• Free checking account, checks and discounted bank services

This Position Will Be Located At:

11601 Bluegrass Parkway
Louisville, Kentucky, 40299
United States

About Us:

German American Bancorp and its family of financial services companies employ talented, compassionate people throughout the organization, truly making German American special. Delivering genuine, customized, personal service with a focus on truly serving customers and communities well, our employees bring the Shield of Excellence commitment to life with each and every interaction.