Mortgage Loan Originator

Paycom - ATS; Guam; Hybrid; USD 65,000 - 90,000; Full time

Job summary

Paycom - ATS in Maite, Guam, seeks a Mortgage Underwriter to review loan applications, verify information, and determine lending feasibility in a full-time role. You will analyze borrower data, credit history, and property values, ensure documentation compliance, and collaborate with processors to close loans.

A strong grasp of mortgage regulations and attention to detail are essential for success in this position.

Qualifications

• Mortgage underwriting experience in a full-service financial institution.
• Strong knowledge of mortgage lending, underwriting, credit analysis, and real estate lending practices.
• Ability to analyze financial and credit information and exercise sound judgment.

Responsibilities

• Reviews mortgage loan applications and interviews applicants to obtain and verify required information.
• Analyzes borrower financial information, credit history, and property evaluations to determine loan feasibility and lending decisions.
• Communicates with applicants, creditors, and internal departments to resolve questions and application issues.
• Ensures loan documentation is complete, accurate, and compliant with applicable policies, procedures, regulations, and secondary market requirements.
• Identifies lending opportunities and recommends appropriate loan and credit union products and services.
• Collaborates with processors and other department personnel to facilitate timely loan processing and closing.
• Performs related lending functions, including escrow analysis and data entry.
• Maintains accuracy and confidentiality while following established lending and underwriting practices.
• Provides professional, responsive member service and supports team objectives.
• Performs other duties as assigned.

Skills

Mortgage underwriting

Credit analysis

Attention to detail

Communication skills

Problem-solving

Education

High school diploma or GED

Job description

Job Details: Job Location: Maite Member Center (HQ) - Maite, GU, Position Type: Full Time, Salary Range: Undisclosed,

Key Responsibilities:

• Reviews mortgage loan applications and interviews applicants to obtain and verify required information
• Analyzes borrower financial information, credit history, and property evaluations to determine loan feasibility and make or recommend lending decisions
• Communicates with applicants, creditors, and internal departments to resolve questions and application issues
• Ensures loan documentation is complete, accurate, and compliant with applicable policies, procedures, regulations, and secondary market requirements
• Identifies lending opportunities and recommends appropriate loan and credit union products and services
• Collaborates with processors and other department personnel to facilitate timely loan processing and closing
• Performs related lending functions, including escrow analysis and data entry
• Maintains accuracy and confidentiality while following established lending and underwriting practices
• Provides professional, responsive member service and supports team objectives
• Performs other duties as assigned

Qualifications:

• High school diploma or GED required
• Two (2) to six (6) years of mortgage underwriting experience in a full-service financial institution; or equivalent combination of education, training, and experience
• Strong knowledge of mortgage lending, underwriting, credit analysis, and real estate lending practices
• Excellent attention to detail, communication, organization, and problem-solving skills
• Ability to analyze financial and credit information and exercise sound judgment
• Knowledge of applicable lending regulations, policies, procedures, and secondary market requirements
• Ability to manage multiple applications and meet established processing timelines
• Ability to maintain confidentiality and work effectively in a team environment
• Commitment to exceptional member service and professional conduct