Mortgage Loan Originator

Insight HRM; Grand Rapids (MI); On-site; USD 60,000 - 90,000; Full time

Job summary

Opportunity Resource Fund (OppFund) is seeking a customer-focused Mortgage Loan Originator to help Michigan families achieve homeownership. The role emphasizes relationship-building, solution-oriented lending, and community impact.

As a nonprofit CDFI, OppFund offers a portfolio of programs, including down payment assistance and special mortgage products, with a stable 40-hour workweek and earning potential through base salary plus commission.

Qualifications

• Prior experience in mortgage lending or loan origination.
• Strong customer service and relationship-building skills.
• Ability to identify lending solutions for borrowers with complex needs.
• Deal-closing mindset with organization and follow-through.
• Ability to manage multiple applications and coordinate with partners.

Responsibilities

• Guide borrowers from application to closing with personalized guidance.
• Utilize a diverse mortgage product portfolio and assistance programs.
• Build relationships with borrowers, referral partners, and community orgs.
• Maintain accurate documentation and coordinate with real estate pros.
• Contribute to responsible lending and community development.

Skills

Relationship building

Customer service

Loan origination

Sales mindset

Problem solving

Job description

Help More People Find Their Way Home

Are you a relationship-driven mortgage professional who believes lending should be about more than approving applications? Do you enjoy solving complex challenges, building trust with borrowers, and finding creative ways to help people achieve homeownership?

Opportunity Resource Fund (OppFund) is looking for a motivated, customer-focused Mortgage Loan Originator (MLO) who wants to make a meaningful difference in the communities we serve.

As a nonprofit Community Development Financial Institution (CDFI), OppFund provides access to responsible mortgage financing for individuals and families who may face barriers with traditional lenders. We look beyond the application to understand each borrower's circumstances and identify solutions that make homeownership possible. When traditional lending options fall short, our flexible portfolio lending and community-focused programs can open doors that might otherwise remain closed.

Why Join OppFund?

Make an impact beyond the transaction.

Help individuals and families navigate the path to homeownership through personalized guidance, creative problem-solving, and responsible lending.

Access a broader range of lending solutions.

Work with a diverse portfolio of mortgage products and assistance programs, including:

• FHA, MSHDA, Fannie Mae, and Freddie Mac mortgage programs
• OppFund's proprietary Fresh Opportunity Mortgage, designed to expand access to homeownership
• Down payment assistance (DPA) programs, based on eligibility and funding availability
• Home repair financing opportunities through the Federal Home Loan Bank (FHLB)

Build a career with greater stability.

Unlike many traditional mortgage origination roles that rely heavily on market conditions and fluctuating interest rates, this position offers a base salary plus commission. You'll have the opportunity to grow your earnings while benefiting from a consistent 40-hour workweek and a healthy work-life balance.

Focus on relationships, not pressure.

At OppFund, success means more than closing loans. It means understanding borrowers' needs, identifying the right financing solutions, and building lasting relationships that strengthen Michigan communities.

Your Primary Market

This position will primarily serve communities in the West Michigan/Greater Grand Rapids area. You'll build relationships with prospective homebuyers, referral partners, and community organizations to expand access to homeownership throughout the region.

What We're Looking For

We're seeking a proactive, solutions-oriented professional who combines strong customer service skills with the ability to build trust and move transactions successfully from application to closing.

The ideal candidate will bring:

• Prior experience in mortgage lending, loan origination, sales, or a related customer-facing role.
• Strong customer service and relationship-building skills, with the ability to connect with people from diverse backgrounds.
• A problem-solving mindset and the ability to identify lending solutions for borrowers facing complex financial or eligibility challenges.
• A deal-closing mindset, with the organization, follow-through, and communication skills needed to move loans efficiently through the pipeline.
• The ability to manage multiple applications, maintain accurate documentation, and coordinate effectivelywith borrowers, real estate professionals, and internal lending teams.
• A commitment to responsible lending, equitable access to homeownership, and community development.

Ready to Turn Opportunity Into Impact?

Take the next step in your mortgage career with a role that offers earning potential, work-life balance, and the opportunity to make homeownership possible for more Michigan families. Bring your expertise, build meaningful relationships, and be part of a team that believes in finding solutions and opening doors.

Equal Employment Opportunity & ADA Compliance:

Opportunity Resource Fund provides equal employment opportunities to all employees and applicants for employment without regard to race, color, creed, ancestry, national origin, gender, sexual orientation, marital status, religion, age, disability, gender identity, gender expression, genetic information, service in the military, arrest record (and all other protected classes in the State of Michigan or as provided by Federal Law). Equal employment opportunity applies to all terms and conditions of employment, including hiring, placement, promotion, termination, layoff, recall, transfer, leave of absence, compensation, and training. To ensure equal employment opportunities to qualified individuals with a disability, Opportunity Resource Fund will make reasonable accommodations for the known disability of an otherwise qualified integer, unless undue hardship on the operation of the business would result.

Must pass a comprehensive Background Check.