Mortgage Loan Originator

Mmbba; Denver (CO); Hybrid; USD 20,000 - 26,000; Full time

Benefits offered by this job

Paid Holidays

Paid Time Off

Medical Insurance

Dental Insurance

Vision Insurance

401(k) with match

Life Insurance

Short Term Disability

Long Term Disability

Tuition Reimbursement

Job summary

Liberty FCU in Denver, CO seeks an experienced Mortgage Loan Originator to grow mortgage business through self-generated activities. You will interview borrowers, explain programs, and coordinate documents to approvals, while applying regulatory rules.

The role offers a recoverable draw plus commissions and a benefits package including paid holidays, PTO, health/dental/vision insurance, 401(k) with matching funds, life and disability insurance, and tuition reimbursement.

Qualifications

• Bachelor's degree preferred.
• 2-3 years mortgage origination experience preferred.
• Excellent communication skills to discuss loan particulars and personal financial details.
• Ability to obtain federal registration / NMLS.

Responsibilities

• Conduct loan interviews and discuss programs, requesting documents for approval.
• Evaluate borrower credit and financial status for mortgage qualification.
• Pursue and follow up on leads via phone, email, or in person.
• Build relationships with realtors and referral partners.
• Maintain knowledge of loan products and underwriting guidelines.

Skills

Communication

Mortgage origination

Lead generation

Regulatory knowledge

Financial analysis

Education

Bachelor's degree

Job description

Liberty FCU, a full-service credit union, is currently seeking an experienced Mortgage Loan Originator to join their lending team. The position will be located in Denver, CO area. The successful candidate must have excellent communication skills, attention to detail and have the ability to multitask in a fast-paced environment. The ability to initiate and develop mortgage loan business through self-generating activities is required. Experience with mortgage loan sales is required.

Duties and responsibilities include but are not limited to the following:

• Conduct loan interviews, discuss programs, explain processes, and request supporting documentation for loan approval.
• Evaluate credit of prospective borrowers for qualification purposes.
• Diligently pursue leads provided.
• Contact prospective borrower leads via telephone, email, or face to face.
• Evaluate credit and financial status of prospective borrower to determine appropriate residential mortgage loan proposal.
• Understand and apply all Federal and NCUA regulatory rules and regulations associated with mortgage lending.
• Makes sales calls routinely through face to face and phone contact with borrowers, ensuring clear understanding of options and informed decisions to best suit borrower's needs.
• Maintain knowledge of available loan products, processing procedures and underwriting guidelines.
• Prospect and network, building relationships with realtors, builders and other referral partners.

Qualifications:

• Bachelor's degree preferred.
• 2-3 years of mortgage origination experience is preferred.
• Excellent communication skills to talk to clients about loan particulars and their personal financial details.
• Excellent mathematical and statistical analysis ability.
• A sound knowledge of the terms and conditions of different kinds of loans.
• Strong logical thinking.
• Ability to keep updated on new loan reforms and laws.
• Ability to obtain federal registration/NMLS.

Benefits and Compensation:

• $14.81-$18.81 per hour recoverable draw plus commissions (hourly recoverable draw will not be below any applicable local minimum wage)
• Incentive opportunities
• Paid Holidays
• Paid Time Off (Vacation, Sick and Personal Days)
• Medical, Dental and Vision Insurance
• 401(k) retirement program with matching funds
• Employer paid Group Term Life Insurance, Short Term and Long Term Disability Insurance
• Tuition Reimbursement Program

Reporting relationships:

This position reports to the RVP of Sales or local Mortgage Sales Manager and has no direct reports.

This job posting is accepting applications through November 30, 2026.

Liberty FCU is an Equal Opportunity Employer, Minority/Female/Disability/Protected Veteran.