Mortgage Loan Originator

Liberty Federal Credit Union; Denver (CO); On-site; USD 20,000 - 26,000; Full time

Benefits offered by this job

Incentive opportunities

Paid holidays

Paid time off

Medical, dental and vision insurance

401(k) retirement plan with matching

Tuition reimbursement

Job summary

Liberty FCU, a full-service credit union in the Denver, CO area, seeks an experienced Mortgage Loan Originator to grow mortgage business through self-generated activity. The role requires strong communication, regulatory knowledge, and the ability to multitask in a fast-paced environment.

Responsibilities include interview and evaluation of borrowers, pursuing leads, and networking with realtors and referral partners while maintaining up-to-date product knowledge and guidelines.

Qualifications

• Bachelor's degree preferred.
• 2-3 years mortgage origination experience preferred.
• Excellent communication skills to discuss loan details with clients.
• Strong mathematical and statistical analysis ability.
• Knowledge of loan terms and conditions; regulatory awareness.

Responsibilities

• Conduct loan interviews, discuss programs, explain processes, and request documents for approval.
• Evaluate credit of prospective borrowers for qualification purposes.
• Pursue leads provided and contact prospective borrowers via phone, email, or in person.
• Evaluate credit and financial status to determine appropriate residential mortgage proposals.
• Understand and apply Federal and NCUA regulatory rules for mortgage lending.
• Make sales calls to build relationships with realtors, builders, and referral partners.
• Maintain knowledge of loan products, processing procedures, and underwriting guidelines.

Skills

Mortgage origination

Client communication

Financial analysis

Regulatory knowledge

Education

Bachelor's degree

Job description

Liberty FCU, a full-service credit union, is currently seeking an experienced Mortgage Loan Originator to join their lending team. The position will be located in Denver, CO area. The successful candidate must have excellent communication skills, attention to detail and have the ability to multitask in a fast-paced environment. The ability to initiate and develop mortgage loan business through self-generating activities is required. Experience with mortgage loan sales is required.

Duties and responsibilities

• Conduct loan interviews, discuss programs, explain processes, and request supporting documentation for loan approval.
• Evaluate credit of prospective borrowers for qualification purposes.
• Diligently pursue leads provided.
• Contact prospective borrower leads via telephone, email, or face to face.
• Evaluate credit and financial status of prospective borrower to determine appropriate residential mortgage loan proposal.
• Understand and apply all Federal and NCUA regulatory rules and regulations associated with mortgage lending.
• Makes sales calls routinely through face to face and phone contact with borrowers, ensuring clear understanding of options and informed decisions to best suit borrower's needs.
• Maintain knowledge of available loan products, processing procedures and underwriting guidelines.
• Prospect and network, building relationships with realtors, builders and other referral partners.

Qualifications

• Bachelor's degree preferred.
• 2-3 years of mortgage origination experience is preferred.
• Excellent communication skills to talk to clients about loan particulars and their personal financial details.
• Excellent mathematical and statistical analysis ability.
• A sound knowledge of the terms and conditions of different kinds of loans.
• Strong logical thinking.
• Ability to keep updated on new loan reforms and laws.
• Ability to obtain federal registration/NMLS.

Benefits and Compensation

• $14.81-$18.81 per hour recoverable draw plus commissions (hourly recoverable draw will not be below any applicable local minimum wage)
• Incentive opportunities
• Paid Holidays
• Paid Time Off (Vacation, Sick and Personal Days)
• Medical, Dental and Vision Insurance
• 401(k) retirement program with matching funds
• Employer paid Group Term Life Insurance, Short Term and Long Term Disability Insurance
• Tuition Reimbursement Program

Reporting relationships

This position reports to the RVP of Sales or local Mortgage Sales Manager and has no direct reports.

This job posting is accepting applications through November 30, 2026.

Liberty FCU is an Equal Opportunity Employer, Minority/Female/Disability/Protected Veteran.

Equal employment opportunity, including veterans and individuals with disabilities.