Mortgage Loan Originator

Origna8; Dearborn (MI); Hybrid; USD 55,000 - 90,000; Full time

Job summary

Origna8 is seeking a Mortgage Loan Originator to develop new business and guide borrowers through the loan process. The role is full-time and on-site in Dearborn, MI, with hybrid and remote options available.

You will work with borrowers, real estate professionals, and referral partners to identify suitable mortgage products and ensure a smooth application experience. The position requires strong knowledge of mortgage lending, underwriting concepts, and compliance with federal and state

Qualifications

• Experience in Mortgage Lending with multiple loan types.
• Knowledge of underwriting principles and collaboration with underwriters.
• Finance skills including credit analysis, income verification, and DTI calculations.
• Proven ability to build and maintain relationships with borrowers and referral partners.
• Working knowledge of federal and state mortgage regulations and compliance.
• Effective communication, negotiation, and customer service skills.
• Comfort with technology and loan origination platforms.

Responsibilities

• Identify and develop new mortgage loan business through networking, referrals, and relationship-building.
• Consult with prospective borrowers, collect and analyze financial information, and recommend loan products.
• Guide clients through the application and approval process and coordinate with underwriting.
• Collaborate with underwriting and processing teams to ensure compliance and accurate documentation.
• Meet production goals while delivering consistent, high-quality customer service.

Skills

Loan origination

Underwriting principles

Credit analysis

Relationship building

Regulatory compliance

Communication & negotiation

Tech proficiency

NMLS licensing

Tools

Loan origination systems

Job description

Origna8 is building a modern mortgage infrastructure network for independent brokers, loan officers, and branches that want to operate at a higher level. The company replaces legacy systems with AI-powered tools, robust enterprise support, and a connected ecosystem designed for scalability and efficiency.

Origna8 focuses on empowering professionals who are driving innovation and transforming how the mortgage industry operates.

Team members benefit from advanced technology, streamlined processes, and a forward-thinking environment that encourages growth and performance. The organization is committed to supporting mortgage professionals with the resources needed to deliver better experiences for clients.

Role Description:

The Mortgage Loan Originator is a full-time, on-site role based in Dearborn, MI, with hybrid and remote options available as well.

This role is responsible for identifying and developing new mortgage loan business through networking, referrals, and relationship-building with borrowers, real estate professionals, and other partners. Day-to-day responsibilities include consulting with prospective borrowers, collecting and analyzing financial information, recommending appropriate loan products, and guiding clients through the application and approval process.

The Mortgage Loan Originator will collaborate with underwriting and processing teams, ensure compliance with lending regulations and company policies, and maintain accurate documentation throughout the loan lifecycle. This role also involves meeting production goals while delivering consistent, high-quality customer service.

Qualifications:

• Strong loan origination skills, including experience in Mortgage Lending and handling various types of Loans.
• Knowledge of Underwriting principles and the ability to work effectively with underwriting teams.
• Solid understanding of Finance, including credit analysis, income verification, and debt-to-income calculations.
• Proven ability to build and maintain relationships with borrowers, real estate agents, and referral partners.
• Working knowledge of federal and state mortgage regulations and compliance requirements.
• Effective communication, negotiation, and customer service skills.
• Comfort with technology, including loan origination systems and digital collaboration tools.
• Previous experience as a Mortgage Loan Originator or in a related lending role preferred.
• Relevant licensing as required by state and federal regulations (e.g., NMLS registration).