Mortgage Loan Originator

West Capital Lending, Inc.; Columbia Township (MO); On-site; USD 60,000 - 110,000; Full time

Job summary

West Capital Lending, Inc. in Missouri is seeking a motivated Loan Officer to join our on-site team serving the Columbia area. You will originate residential mortgage loans, guide borrowers through the process, and collaborate with processing and underwriting to ensure timely closings.

The ideal candidate has 1+ years of experience, strong knowledge of mortgage products, and excellent communication and relationship-building skills to grow with a scaling organization.

Qualifications

• 1+ years of experience as a Loan Officer or Mortgage Loan Originator.
• Strong knowledge of mortgage products and underwriting guidelines.
• Excellent communication, sales, and relationship-building skills.

Responsibilities

• Originate residential mortgage loans, including Conventional, FHA, VA, and Non-QM products.
• Build and maintain strong relationships with clients, real estate agents, and referral partners.
• Guide borrowers through the loan application process and provide clear, timely communication.
• Analyze borrower financials to recommend appropriate loan products.
• Ensure all loan files meet federal, state, and investor compliance requirements.
• Collaborate with processing and underwriting teams to ensure smooth and timely closings.
• Stay up to date on lending guidelines, market trends, and interest rate changes.

Skills

Loan officer experience

Mortgage products knowledge

Communication & relationship-building

Job description

We are seeking a motivated and customer-focused Loan Officer to join our growing team. This is an on-site position, with a primary focus on serving clients in the Columbia, MO area. The ideal candidate is self-driven, knowledgeable in residential lending, and comfortable managing the loan process.

Key Responsibilities

• Originate residential mortgage loans, including Conventional, FHA, VA, and Non-QM products
• Build and maintain strong relationships with clients, real estate agents, and referral partners
• Guide borrowers through the loan application process and provide clear, timely communication
• Analyze borrower financials to recommend appropriate loan products
• Ensure all loan files meet federal, state, and investor compliance requirements
• Collaborate with processing and underwriting teams to ensure smooth and timely closings
• Stay up to date on lending guidelines, market trends, and interest rate changes

Qualifications

• 1+ years of experience as a Loan Officer or Mortgage Loan Originator preferred
• Strong knowledge of mortgage products and underwriting guidelines
• Excellent communication, sales, and relationship-building skills

What We Offer

• Competitive commission structure with high earning potential
• Access to a wide range of loan products and competitive rates
• Marketing and operational support
• Growth opportunities within a scaling organization