Loan Officer

West Capital Lending, Inc.; University City (MO); Remote; USD 60,000 - 140,000; Full time

Benefits offered by this job

100% remote work

Competitive commissions

Wide loan product selection

Marketing and operational support

Flexible schedule

Growth opportunities

Job summary

West Capital Lending, Inc. is seeking a motivated Loan Officer for a remote role focusing on the St. Louis, MO market. You will manage the full loan cycle from application to close and build strong client relationships in a virtual environment.

The ideal candidate has 2+ years as a Loan Officer, expertise in Conventional, FHA, VA, and Non-QM loans, and excels in communication and outreach with referral partners. This is a commission-based opportunity with flexible scheduling.

Qualifications

• 2+ years as Loan Officer or Mortgage Loan Originator.
• Strong knowledge of mortgage products and underwriting guidelines.
• Self-motivated with remote work capability.
• Excellent written and verbal communication.

Responsibilities

• Originate residential mortgage loans across Conventional, FHA, VA, and Non-QM.
• Build and maintain relationships with clients, agents, and referral partners.
• Guide borrowers through loan applications and provide timely communication.
• Analyze borrower financials to recommend loan products.
• Ensure loan files meet federal, state, and investor requirements.
• Collaborate with processing and underwriting teams for timely closings.
• Stay updated on lending guidelines and market trends.

Skills

Customer focus

Communication skills

Sales skills

Relationship-building

Remote work ability

Tools

Loan origination systems

Digital documentation tools

Job description

Location: Remote (Must be licensed in Missouri; St. Louis market focus)

Compensation: Commission-based (competitive splits; optional base or draw depending on experience)

We are seeking a motivated and customer-focused Loan Officer to join our growing team. This is a remote position, with a primary focus on serving clients in the St. Louis, MO. The ideal candidate is self-driven, knowledgeable in residential lending, and comfortable managing the loan process from application through closing in a virtual environment.

Key Responsibilities

• Originate residential mortgage loans, including Conventional, FHA, VA, and Non-QM products
• Build and maintain strong relationships with clients, real estate agents, and referral partners
• Guide borrowers through the loan application process and provide clear, timely communication
• Analyze borrower financials to recommend appropriate loan products
• Ensure all loan files meet federal, state, and investor compliance requirements
• Collaborate with processing and underwriting teams to ensure smooth and timely closings
• Stay up to date on lending guidelines, market trends, and interest rate changes

Qualifications

• 2+ years of experience as a Loan Officer or Mortgage Loan Originator preferred
• Strong knowledge of mortgage products and underwriting guidelines
• Excellent communication, sales, and relationship-building skills
• Ability to work independently in a remote environment
• Proficient with loan origination systems and digital documentation tools

What We Offer

• 100% remote work environment
• Competitive commission structure with high earning potential
• Access to a wide range of loan products and competitive rates
• Marketing and operational support
• Flexible schedule with autonomy over your pipeline
• Growth opportunities within a scaling organization