Mortgage Loan Originator

Change Home Mortgage; Anaheim (CA); Hybrid; USD 70,000 - 110,000; Full time

Job summary

Change Home Mortgage in Anaheim, CA seeks a full-time Mortgage Loan Originator to generate and close residential loans through relationships with borrowers, real estate partners, and referrals, in a hybrid onsite/remote setup.

You will assess borrower needs, collect documents, guide applicants through the loan process, coordinate with underwriting, processing, and closing teams, and ensure compliance with investor requirements while maintaining ethical standards.

Qualifications

• Experience in mortgage lending and residential loan products.
• Proficient in loan origination, application intake, borrower communication, and pipeline management.
• Understanding of underwriting guidelines and regulatory requirements.
• Background in finance or related field to analyze income, credit and collateral.
• Active NMLS registration and state licensing are required.
• Strong interpersonal and customer service skills for hybrid work.
• Experience with Origination systems and office software; detail-oriented and organized.
• Ability to meet production goals while adhering to compliance standards; bilingual skills a plus.

Responsibilities

• Generate, manage, and close residential mortgage loans by building relationships with borrowers and referral sources.
• Assess borrower needs, collect documentation, and guide applicants through the loan process.
• Coordinate with underwriting, processing, and closing teams; monitor pipeline and ensure investor requirements.
• Stay current on industry regulations and available programs; maintain high ethical standards.

Skills

Mortgage lending

Loan origination

Underwriting principles

Finance background

NMLS licensing

Communication

Regulatory compliance

Hybrid environment

Education

Finance or related field

Tools

Mortgage origination systems

MS Office

Job description

Company Description

Change Lending, LLC dba Change Home Mortgage is a residential mortgage lender approved as a direct seller and servicer by Fannie Mae, Freddie Mac, and Ginnie Mae. As a certified Community Development Financial Institution (CDFI), the company offers proprietary mortgage solutions designed to serve prime borrowers who may not qualify elsewhere. We are the nation's leading Non-QM lender with the broadest in0house offering and stand out products to meet the needs of the most challenging market conditions.

Change Home Mortgage operates through retail, wholesale (under the name Change Wholesale), and community direct channels, providing diverse paths for borrowers and partners to work with the organization. The company is headquartered in Anaheim, California, and is licensed in multiple states, with all loans subject to credit approval and applicable terms and conditions. Change Home Mortgage is an Equal Housing Lender committed to responsible lending practices and regulatory compliance.

Role Description

This full-time Mortgage Loan Originator role is a hybrid position based in Anaheim, CA, with a blend of onsite work and some work-from-home flexibility. The Mortgage Loan Originator will generate, manage, and close residential mortgage loans by building relationships with prospective borrowers, real estate partners, and referral sources.

Daily responsibilities include assessing borrower needs, collecting and reviewing documentation, guiding applicants through the loan process, and presenting appropriate mortgage products in line with company guidelines. The role also involves coordinating with underwriting, processing, and closing teams, monitoring pipeline status, and ensuring loans meet regulatory and investor requirements.

The Mortgage Loan Originator is expected to maintain high ethical standards, stay current on industry regulations and available programs, and contribute to a positive, inclusive team environment.

Qualifications

• Strong expertise in Mortgage Lending and Loans, with a solid understanding of residential mortgage products and regulatory requirements.
• Demonstrated proficiency in Loan Origination, including prospecting, application intake, borrower communication, and pipeline management.
• Working knowledge of Underwriting principles and guidelines to effectively structure loans and collaborate with underwriting teams.
• Background in Finance or a related field, with the ability to analyze income, credit, and collateral to determine borrower eligibility.
• Relevant experience as a Mortgage Loan Originator or similar role; active NMLS registration and appropriate state licensing required.
• Strong interpersonal, communication, and customer service skills, with the ability to work effectively in a hybrid environment.
• Proficiency with mortgage loan origination systems and basic office software; attention to detail and strong organizational skills.
• Ability to meet production goals while adhering to compliance standards; bilingual skills are a plus.