Mortgage Loan Originator

NEXA Lending; Richmond (CA); Sur place; USD 65 000 - 105 000; Plein temps

Résumé du poste

NEXA Lending is seeking a Mortgage Loan Originator to join our Richmond, CA team. You will work directly with borrowers to assess goals, explain products, and guide applications through approval.

You will generate leads, collect documents, and coordinate with underwriting to ensure compliant, timely processing. Bring experience in loan origination, underwriting knowledge, strong financial analysis, and excellent communication.

Qualifications

• Must have experience in loan origination and full loan cycle management.
• Knowledge of underwriting standards and loan structures.
• Strong finance background including credit and income analysis.
• Current NMLS licensing or eligibility to obtain required licenses.
• Excellent communication and customer service skills.
• Detail-oriented, organized, able to manage multiple files.

Responsabilités

• Generate and manage borrower leads and pipelines.
• Collect and review borrower documents for file completeness.
• Coordinate with underwriting and processing teams.
• Explain mortgage options and guide applicants through approvals.
• Maintain accurate records and compliance with regulations.

Connaissances

Loan Origination

Mortgage Lending

Underwriting knowledge

Debt-to-income analysis

Credit analysis

Finance fundamentals

Licensing compliance

Communication skills

Customer service

Attention to detail

CRM experience

Office software

Residential lending

Bilingual (optional)

Outils

CRM systems

Mortgage technology platforms

Office software

Description du poste

Company Description

NEXA Lending is a multi-state mortgage company headquartered in Mesa, Arizona, operating under NMLS#1660690 and licensed in several states including AZ, CA, FL, ID, MT, OR, and WA. The company provides a range of residential mortgage solutions and is committed to compliant, transparent lending practices. NEXA Lending focuses on supporting borrowers through informed guidance and streamlined processes, backed by strong regulatory oversight. Team members benefit from working in a structured, growth-oriented environment with clearly defined standards and procedures.

Role Description

This full-time, on-site Mortgage Loan Originator role is based in Richmond, CA. The Mortgage Loan Originator will work directly with prospective and existing borrowers to understand their financial goals, explain available mortgage products, and guide them through the application and approval process. Day-to-day responsibilities include generating and managing leads, collecting and reviewing borrower documentation, coordinating with underwriting and processing teams, and ensuring applications meet company and regulatory requirements. The role also involves maintaining accurate records, communicating clearly with borrowers and internal stakeholders, and staying current on mortgage guidelines and market trends to offer appropriate loan options.

Qualifications

• Strong experience in Loan Origination and Mortgage Lending, with a proven ability to manage the full loan process from application through closing.
• Knowledge of Underwriting standards and Loans structures, with the ability to assess borrower eligibility and collaborate effectively with underwriting teams.
• Solid foundation in Finance, including understanding of credit, income analysis, debt-to-income ratios, and mortgage product features.
• Current or eligible state-specific mortgage licensing as required (NMLS registration and applicable state licenses).
• Excellent communication and customer service skills, with the ability to explain complex information clearly and build long‑term client relationships.
• Strong attention to detail, organizational skills, and the ability to manage multiple files and deadlines in a fast-paced environment.
• Comfort with mortgage technology platforms, CRM systems, and standard office software.
• Prior experience in residential lending or a related financial services role is preferred; bilingual skills are a plus.