Mortgage Loan Officer-Lubbock

West Texas National Bank; Lubbock (TX); On-site; USD 60,000 - 90,000; Full time

Job summary

West Texas National Bank is seeking a Mortgage Loan Officer in Texas to develop and maintain mortgage lending relationships, originate residential loans, and guide clients from inquiry to closing. This role requires strong sales, underwriting, processing, and relationship management skills, with a track record of marketing mortgage products within the bank's footprint.

The position emphasizes building referral networks and maintaining compliance with TRID disclosures and residential lending

Qualifications

• Minimum of 2 years of mortgage loan processing experience including TRID disclosures.
• Minimum of 2 to 3 years of mortgage loan underwriting and loan origination experience.
• Experience marketing mortgage products within markets served by the Bank's branches.
• Demonstrated ability to develop referral sources and generate mortgage loan production.
• Knowledge of residential mortgage lending, underwriting standards, and loan documentation requirements.

Responsibilities

• Develop and maintain mortgage lending relationships.
• Originate residential mortgage loans.
• Guide customers through the loan application process from inquiry through closing.
• Apply strong sales, underwriting, processing, and relationship management skills.
• Market mortgage products within the Bank's geographic footprint.

Skills

Mortgage loan processing

Mortgage underwriting

Mortgage origination

Marketing mortgage products

Referral source development

Job description

Mortgage Loan Officer is responsible for developing and maintaining mortgage lending relationships, originating residential mortgage loans, and guiding customers through the loan application process from initial inquiry through closing. This position requires strong sales, underwriting, processing, and relationship management skills, along with demonstrated success marketing mortgage products within the Bank's geographic footprint.

Qualifications

• Minimum of 2 years of mortgage loan processing experience, including preparation of TRID-compliant disclosures.
• Minimum of 2 to 3 years of mortgage loan underwriting and loan origination experience.
• Multiple years of successful experience marketing mortgage products within markets served by the Bank's branch locations
• Demonstrated ability to develop referral sources and generate mortgage loan production.
• Proven knowledge of residential mortgage lending, underwriting standards, and loan documentation requirements

Licenses and Certifications

• Active NMLS registration and licensing, as required by federal and state regulations.
• Ability to maintain eligibility under the SAFE Act.

*This is not a remote position