Mortgage Loan Officer II

Jobvite, Inc.; Moon Township (Allegheny County); On-site; USD 70,000 - 100,000; Full time

Job summary

Clearview is seeking a Mortgage Loan Officer in Moon Township, PA who will originate new purchase loans, handle refinances, and promote Home Equity solutions. The role emphasizes serving members with exceptional communication and broad product knowledge.

The ideal candidate has 3+ years in mortgage lending, an active NMLS, and a proactive consultative approach to finding solutions while adhering to Fannie Mae/Freddie Mac guidelines.

Qualifications

• High School diploma or equivalent.
• Minimum 3 years as a Mortgage Loan Officer.
• Must have current NMLS#.
• Proven ability to look for solutions beyond an original request.
• Proven decision-making and analytical skills.
• Detail oriented and excellent follow through techniques.
• In depth knowledge of mortgage products as well as Fannie Mae/Freddie Mac guidelines.
• Ability to multitask and work well under pressure.
• Demonstrates ability to learn how AI tools are being used responsibly to improve results.

Responsibilities

• Mortgage Loan Production and Product Sales: Review applications and identify additional solutions.
• Discuss solutions with members, acting as lending expert.
• Maintain thorough knowledge of guidelines, policies and procedures.
• Achieve production and product sales goals (target 100%).
• Participate in meetings and training; complete LinkedIn Learning paths.
• Promote team environment and improve lending processes.
• Educate members on credit worthiness; request necessary information for loan decisions.
• Engage in community and brand awareness activities.

Skills

Mortgage products

Guidelines knowledge

Analytical skills

Communication skills

AI awareness

Education

NMLS license

Job description

***Must live within commutable distance of Moon Township, Pa 15108 for in person meetings.

OBJECTIVE

Work with members to understand their individual needs and situation. Focus primarily on originating new purchase loans, refinancing existing loans, and offering Home Equity loan solutions while maintaining consistent communication and working diligently with every member to deliver exceptional member service. Build relationships with members, future members, business partners, and referral sources to drive growth for the organization and its membership. Fulfill Clearview's Vision, Purpose, Mission, and Values.

MINIMUM QUALIFICATIONS

• High School diploma or equivalent required
• Minimum 3 years as a Mortgage Loan Officer
• Must have current NMLS#
• Proven ability to look for solutions beyond an original request
• Proven decision-making and analytical skills
• Detail oriented and excellent follow through techniques
• In depth knowledge of mortgage products as well as Fannie Mae/Freddie Mac guidelines
• Ability to multitask and work well under pressure
• Demonstrates ability to be adaptable
• Strong experience using various software programs
• Demonstrates general knowledge of or willingness to learn how AI tools are being used in a responsible way to improve results, adapt workflows, and support a culture of innovation.
• Excellent communication and service skills both internally and externally

WORKING HOURS:

Monday - Friday 8:30 AM - 5 PM

****Must live within commutable distance of Moon Township, Pa 15108

ESSENTIAL DUTIES AND RESPONSIBILITIES

• Mortgage Loan Production and Product Sales
  • Review advanced loan applications, working with members to identify additional solutions
  • Discuss solutions with members, acting in a consultative role as the lending expert
  • Maintain a thorough knowledge of guidelines, policies and procedures.
  • Consistently demonstrate ability to achieve established goals, consistently achieving at least 100% of established goals for production and product sales
  • Attend required meetings, classes, trainings, and complete the minimum Linked-In Learning Career Pathing courses for personal and skill development
  • Position specific requirements may be appended as necessary
• Member and Employee Experience
  • Promote a team environment and provide suggestions for improving lending processes
  • Coach, counsel, and educate members on credit worthiness
  • Communicate with members regarding additional information needed to reach a loan decision or find alternative solutions, keeping the member experience top of mind
• Community Engagement & Brand Awareness
  • Participate in and support Clearview's commitment to the communities we serve
  • Actively talk about Clearview and work as a brand ambassador for the organization
• Other Duties as assigned
• Adhere to all organizational policies related to information security, privacy, fraud prevention, and regulatory compliance, including completion of required training and protection of confidential information.
• Support Clearview's Commitment to fostering a workplace where every individual feels welcomed, valued, and supported. Embrace and celebrate the unique differences of others, treat all people with fairness and respect, and contribute to an inclusive experience where everyone is encouraged to grow and pursue opportunities that lead to a better life. Understand and champion the belief that a diverse and inclusive workplace is essential to Clearview's vision and success.

Clearview is an equal opportunity employer. We do not discriminate on the basis of race, color, religion, national origin, ancestry, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity and/or expression, age, disability, genetic information, familial status, military status, or any other characteristic protected by applicable federal, state, or local law. This commitment applies to all employment practices, including recruitment, hiring, promotion, compensation, benefits, training, and termination. We provide reasonable accommodations as required by law