Mortgage Loan Officer: Grow Your Network & Close Loans

Regions Bank; Crestdale (SC); On-site; USD 20,000 - 100,000; Full time

Benefits offered by this job

Paid Vacation/Sick Time

401K with Company Match

Medical, Dental and Vision Benefits

Disability Benefits

Health Savings Account

Flexible Spending Account

Life Insurance

Parental Leave

Employee Assistance Program

Associate Volunteer Program

Job summary

Regions Bank in Charleston, South Carolina, is seeking a Mortgage Loan Officer to originate residential mortgage loans through a branch network. The role requires evaluating loan requests, maintaining customer contact, and ensuring compliance with lending regulations, while building a pipeline through referrals and networking.

The position offers a commission-based structure with historical total compensation opportunities ranging from $20,000 to $100,000+ annually, dependent on location,

Qualifications

• High School Diploma or GED is required.
• One year of mortgage lending experience with proven mortgage production.
• Extensive mortgage experience in developing external business via referral partners such as realtors, builders, and financial planners.

Responsibilities

• Completes mortgage applications for submission to the loan processing and underwriting departments.
• Evaluates loan requests, analyzes financial data, and determines qualification of collateral and customer credit history.
• Maintains contact with loan customers, communicating progress of loan and obtaining required documentation.
• Structures loan to comply with acceptable lending practices and Federal regulations.
• Establishes detailed marketing/business plan including names of potential and existing loan customers, realtors, builders, developers, etc., and frequency of contact.
• Answers customer calls and walk-in customers to discuss various loan products and qualification information.
• Makes sales calls on potential or existing customers as established in Regions marketing plan to develop new business or retain existing business.
• Cross-sells other bank products and services.
• Reads surveys and appraisals, and takes necessary steps to correct encroachments and violations.
• May participate in networking through professional, business and community organizations to promote loan products.

Skills

Organizational skills

Mortgage products knowledge

Agency/investor regulations

Relationship building

Multi-tasking

Sales acumen

Written and verbal communication

Education

High School Diploma or GED

Bachelor's degree

Tools

Mortgage systems

Microsoft Office

Job description

Regions Bank in Charleston, South Carolina, is seeking a Mortgage Loan Officer to originate residential mortgage loans through a branch network. The role requires evaluating loan requests, maintaining customer contact, and ensuring compliance with lending regulations, while building a pipeline through referrals and networking.

The position offers a commission-based structure with historical total compensation opportunities ranging from $20,000 to $100,000+ annually, dependent on location,