Mortgage Loan Officer: Grow Referrals & Closings

CU Ninjas; Windsor (WI); Vor Ort; USD 52.000 - 76.000; Vollzeit

Zusammenfassung

Wings Credit Union in Wisconsin seeks a Mortgage Loan Officer to source and originate mortgage loans, working with realtors, builders and professionals. You will educate partners on Wings programs and requirements while building a referral network across Windsor, Madison, and Appleton markets.

You will coordinate with the mortgage team to market programs, gather documentation, and ensure timely closings, while staying compliant with BSA and investor guidelines.

Qualifikationen

• College degree preferred.
• 3+ years of mortgage loan officer experience.
• Strong organizational skills and attention to detail.
• Excellent verbal, written, and interpersonal communication.
• Knowledge and understanding of sales prospecting and generating referrals.
• Delivers premier customer service.
• Bondable; able to work with limited supervision.

Aufgaben

• Develop lending relationships to self-source loan referrals to generate loan volume within the market area.
• Educate prospective & existing partners of Wings mortgage programs & requirements.
• Partner with mortgage business development team to engage in marketing and promotional activities to increase prospects.
• Spend at least one or two hours a day, two or more times a week, outside of the office (including a home office building a referral network.)
• Gather all necessary information and documentation for analysis, disclosure, and underwriting loan application.
• Educate members regarding financing options, rates & products to ensure they receive the appropriate product to meet their needs.
• Utilizes automated underwriting system as an underwriting tool to ensure borrower meets applicable loan guidelines.
• Strong understanding of compliance requirements including state specific lending requirements for those states that Wings Credit Union offers financing, including attorney requirements and community property laws.
• Effectively communicate and coordinate with member, realtor, underwriter, processor and closer to ensure closing dates are met.
• Develop and maintain a high degree of visibility for Wings Credit Union in the marketplace.
• Stay informed of investor guidelines, market conditions, and competitor rates & products to best align products with borrower needs.
• Maintain a commitment to professional development by participating in educational opportunities, reading professional publications, and maintaining business networks.
• Bank Secrecy Act: Remains cognizant of and adheres to Wings policies and procedures, and regulations pertaining to the Bank Secrecy Act.

Jobbeschreibung

Wings Credit Union in Wisconsin seeks a Mortgage Loan Officer to source and originate mortgage loans, working with realtors, builders and professionals. You will educate partners on Wings programs and requirements while building a referral network across Windsor, Madison, and Appleton markets.

You will coordinate with the mortgage team to market programs, gather documentation, and ensure timely closings, while staying compliant with BSA and investor guidelines.