Mortgage Loan Officer, External

Tinker Federal Credit Union; Denton (TX); On-site; USD 60,000 - 95,000; Full time

Benefits offered by this job

Competitive benefits package

Smart casual dress code

Professional development opportunities

Job summary

Tinker Federal Credit Union’s Real Estate Lending Department in North Texas has an immediate opening for a Bilingual Mortgage Loan Officer! This is an exciting opportunity to join the largest and best credit union in Oklahoma!

As a Mortgage Loan Officer, you will generate new mortgage business through proactive outreach, expand market presence, and maintain knowledge of real estate practices, mortgage products, and industry regulations by attending training and applying this expertise throughout

Qualifications

• Associate degree in business or related field and two years mortgage industry experience.
• NMLS license and SAFE Act registration required.
• Valid driver's license with acceptable MVR; bonding required.
• Mortgage lending and credit union experience preferred.

Responsibilities

• Generate new mortgage business through proactive outreach, cold-calling, and cultivate relationships with realtors, builders, vendors, and community partners.
• Expand TFCU’s market presence by identifying new business opportunities and developing a robust referral network.
• Maintain knowledge of real estate practices, mortgage products, and regulations by attending training and applying this expertise during loan origination.

Skills

Bilingual English/Spanish

Networking

Communication

Negotiation

Education

Associate degree in business or related field

Tools

Loan Origination Systems

Underwriting Tools

Escrow Processes

Job description

Posted Wednesday, August 26, 2026 at 5:00 AM | Expires Thursday, September 24, 2026 at 4:59 AM

At TFCU, we welcome people of all backgrounds. We know that embracing a diverse team makes us a stronger and better organization. Here you can expect a professional workplace where all employees have the opportunity to feel seen, respected, valued and heard.

Tinker Federal Credit Union’s Real Estate Lending Department in North Texas has an immediate opening for a Bilingual Mortgage Loan Officer! This is an exciting opportunity to join the largest and best credit union in Oklahoma! We offer competitive pay, a robust benefits package, a “smart casual dress code” and much more! We want you to work and grow at TFCU, so there will be many opportunities for professional development and growth through training and continued education. We value you at TFCU!

As aMortgage Loan Officer, you will be responsible for the following:

• Generating new mortgage business through proactive outreach, cold-calling, and cultivating strong relationships with realtors, builders, vendors, and community partners.
• Expanding TFCU’s market presence by identifying and developing new business opportunities, building a robust referral network, and representing TFCU at community and industry events.
• Maintaining a thorough knowledge of real estate practices, mortgage products, and industry regulations by attending training sessions and applying this expertise throughout the loan origination process.

Salary Range:
This is an exempt position and will consist of base salary + commission; however, actual placement within the range will be determined individually based on your experience relative to organizational needs and internal salary equity.

Schedule:

Normally works a weekday schedule, but may be required to work evenings, holidays, or weekends. May be required to travel overnight with or without notice.

Education/Experience:

An associate’s degree in business or a relatable field and two years of mortgage industry experience are required. Applicable financial institution and/or military experience may be substituted for education at the rate of two years of experience for one year of education. Applicable additional education levels may be eligible to satisfy experience requirements. Mortgage lending and/or credit union experience preferred.

Certificates, Licenses, Registrations:

• Incumbent Bonding REQUIRED by TFCU’s chosen authority.
• Valid driver’s license, maintaining an acceptable Motor Vehicle Record.
• NMLS License.
• SAFE Act registration required.
• TFCU University certification required.

Keys to success:

In order to be successful as a Mortgage Loan Officer,you must possess these qualifications:

Bilingual (English/Spanish) communication skills preferred to effectively serve and build relationships with diverse members, referral partners, and communities throughout the North Texas market.

• Skilled at identifying and cultivating new business opportunities through networking, cold outreach, and referral partnerships.
• Ability to efficiently plan and execute outreach strategies across assigned markets.
• Strong knowledge of mortgage lending regulations and processes, including FNMA, VA, TILA, Fair Housing laws, the Home Mortgage Disclosure Act, and federal/state lending requirements.
• Expertise in underwriting procedures, automated underwriting systems, escrow processes, and loan origination systems.
• Solid understanding of real estate practices, contracts, property valuation, and applicable laws.
• Proven ability to analyze credit reports, financial statements, and risk profiles to make sound lending decisions.
• Excellent communication and negotiation skills to guide members through complex loan processes and structure competitive terms.
• Delivers personalized service that fosters long‑term client loyalty.
• High level of accuracy and attention to detail with strong organizational and time management skills to manage multiple applications and meet closing benchmarks.
• Ability to adapt quickly to changing regulations, technology, and market conditions.
• Demonstrates knowledge of TFCU products and procedures once familiarity with TFCU is gained.
• Must be willing and able to operate a motor vehicle daily to travel to client sites and other business locations.
• Must be able to travel independently, to include operating a motor vehicle in cities and rural or remote areas not accessible by public transportation.
• Must be able to transport materials, equipment, and other business-related items.

Tinker Federal Credit Union is an Equal Opportunity Employer and is committed to providing an environment free of harassment and discrimination. We celebrate the unique differences of our employees, and welcome people of all backgrounds. We do not discriminate on the basis of race, religion, color, national origin, sex, age, marital status veteran status, disability status, pregnancy status, parental status, political affiliation, or any other status protected by law. If you are a qualified individual with a disability or a disabled veteran, you may request a reasonable accommodation if you are unable or limited in your ability to access job openings or apply for a job on this site as a result of your disability. You can request reasonable accommodations by contacting Talent Acquisition at [e-mail] .

Job Family Real Estate Lending

Job Function Advanced Level Individual Contributor Role