Real Estate Loan Officer

Oklahoma's Credit Union; Oklahoma City (OK); On-site; USD 55,000 - 85,000; Full time

Benefits offered by this job

401(k) contribution match

Volunteer opportunities to serve the社区

Gym membership reimbursement

And much more

Job summary

Oklahoma's Credit Union in Oklahoma City is seeking a Mortgage Loan Officer to originate quality mortgage loans (FHA/VA/conventional) and guide members through the lending process at our Capitol Branch, 3001 N Lincoln Blvd, OKC.

You will interview members, analyze applications, and ensure compliance with policy while delivering outstanding member service in a community-focused environment that values accountability and teamwork.

Qualifications

• Bachelor’s degree in a related field.
• Two years of experience in a similar position.
• Or a combination of four years of college level education and experience in a similar position.
• State Mortgage Broker License preferred.
• FHA and VA Lending experience preferred.
• Construction Lending experience preferred.
• Multi-lingual capabilities to include Spanish are a plus.

Responsibilities

• Provide outstanding member service and contribute to overall team effort.
• Fully understand and actively assist members in using credit union products and services.
• Originate investment quality mortgage loans by selling mortgage lending products and services to the realtor and home builder communities.
• Interview members to obtain all personal and financial data needed to complete loan and/or membership applications.
• Analyze member applications, financial status, credit, and property evaluations to determine feasibility of granting loan; approve or submit application for verification and recommendation.
• Ensure loan agreements are complete and accurate according to policy and requirements in regulations, i.e., FHA Title I and II, or secondary market purchases.
• Counsel members on financial issues when appropriate.
• Disburse loans and complete documentation accurately and efficiently.
• Track applications approved, booked, or denied; actively follow up on pending applications.
• Meet individual goals as assigned and work to meet branch and credit union goals.
• Meet NMLS licensing requirements and maintain NMLS registration.
• Ensure confidentiality regarding member transactions and information.
• Ensure compliance with all credit union policies and procedures.

Education

Bachelor’s degree in a related field

Two years of experience in a similar position

Or a combination of four years of college level education and experience in a similar position

State Mortgage Broker License preferred

FHA and VA Lending experience preferred

Construction Lending experience preferred

Multi-lingual capabilities to include Spanish are a plus

Job description

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

ABOUT US:

Oklahoma's Credit Union has been happy to help Oklahomans for over 60 years. From the beginning, OKCU has sought to keep people economically independent by helping them learn to save and borrow responsibly. We have over half of a billion dollars in assets and employ over 135 people. OKCU offers branch access at over 91 locations across Oklahoma and over 5,000 locations nationwide. We serve over 46,000 people who enjoy benefits such as low or no fees on services, higher rates on deposits, and low rates on home or auto loans.

At OKCU, we are happy to guide you through a comprehensive training program to find a career path that works for you. Experience a robust benefits package and have a little fun along the way.

ABOUT YOU:

You really care about helping people in your community. You are always thinking of ways to make your job or life easier. You are the kind of person who likes to be held accountable, you don't want to leave anyone hanging! You love helping people do more with their money. You enjoy a happy place to work.

Join a community that puts people first, not profits. Want to learn more about who we are and what we're about? Take a look at what's important to us and hopefully it's important to you, too.

VISIT:

• okcu.org
• twitter.com/OklahomasCU
• youtube.com/user/MyOECU

This position is located at our Capitol Branch, 3001 N Lincoln Blvd, OKC, OK 73105.

ESSENTIAL FUNCTIONS:

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Provide outstanding member service and contribute to overall team effort.
• Fully understand and actively assist members in using credit union products and services.
• Originate investment quality mortgage loans (FHA, VA, conventional, non-conforming) by selling mortgage lending products and services to the realtor and home builder communities.
• Interview members to obtain all personal and financial data needed to complete loan and/or membership applications.
• Analyze member applications, financial status, credit, and property evaluations to determine feasibility of granting loan; approve or submit application for verification and recommendation.
• Ensure loan agreements are complete and accurate according to policy and requirements in regulations, i.e., FHA Title I and II, or secondary market purchases.
• Counsel members on financial issues when appropriate.
• Disburse loans and complete documentation accurately and efficiently.
• Track applications approved, booked, or denied; actively follow up on pending applications.
• Meet individual goals as assigned and work to meet branch and credit union goals.
• Meet NMLS licensing requirements and maintain NMLS registration.
• Ensure confidentiality regarding member transactions and information.
• Ensure compliance with all credit union policies and procedures.

OTHER DUTIES:

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.

EDUCATION AND EXPERIENCE:

• Bachelor’s degree in a related field.
• Two years of experience in a similar position.
• Or a combination of four years of college level education and experience in a similar position.
• State Mortgage Broker License preferred.
• FHA and VA Lending experience preferred.
• Construction Lending experience preferred.
• Multi-lingual capabilities to include Spanish are a plus.

WORK ENVIRONMENT:

This position operates in a bank branch office. It is a professional environment. This role routinely uses standard office equipment such as computers, phones, photocopiers and filing cabinets. The noise level is typically moderate.

PHYSICAL DEMANDS:

While performing the duties of this job, the employee is regularly required to talk or hear. This position requires manual dexterity, the ability to lift files and open filing cabinets. This position requires bending, stooping or standing as necessary.

BENEFITS FOR ALL ELIGIBLE EMPLOYEES:

• 401(k) contribution match of up to 3%, plus additional profit-sharing match of 3%
• Volunteer opportunities to serve the community
• Gym membership reimbursement
• And much more

Oklahoma's Credit Union is an EEO / AAP employer.