Mortgage Loan Officer

RealtySouth; Urbandale (IA); On-site; USD 50,000 - 70,000; Full time

Benefits offered by this job

Medical insurance

401(k) with employer match

Paid Vacation (PTO)

Job summary

A leading mortgage lender in Urbandale is seeking an experienced Mortgage Loan Officer. In this role, you will guide clients through the mortgage process, originating high-quality loans. You will build relationships with real estate agents and ensure compliance with all regulations. The ideal candidate should have a Bachelor’s degree, 2+ years in mortgage sales, and an active Mortgage Loan Originator license. Attractive benefits package offered including health insurance and paid vacation.

Qualifications

• 2+ years of experience in mortgage sales, processing, or underwriting.
• Active Mortgage Loan Originator license through NMLS.
• Ability to travel locally for business development.

Responsibilities

• Guide clients through the mortgage process.
• Analyze financial and credit data for appropriate loan products.
• Maintain proactive communication with clients, agents, and internal teams.

Skills

Sales communication

Customer relationship management

Attention to detail

Organizational skills

Education

Bachelor’s degree in Finance, Accounting, or related field

Job description

IA-Urbandale-100th St
2900 100th St
Urbandale, IA 50322, USA

HomeServices Lending, LLC, is a market leader in residential and refinance lending, dedicated to providing an exceptional customer homeownership experience.

As a Mortgage Loan Officer, you’ll guide new and existing clients through the mortgage process, sourcing business from real estate agents, builders, referral partners, and consumer marketing. You’ll be responsible for originating high‑quality loans that meet company and regulatory guidelines while providing excellent service to both clients and referral partners.

Key Responsibilities:

• Promote HomeServices Lending and its full suite of mortgage solutions in the local market.
• Build and maintain visibility through relationships with real estate agents, builders, and other referral partners.
• Advise clients on available loan programs, rates, and the mortgage process.
• Analyze financial and credit data to match clients with appropriate loan products.
• Originate residential mortgage loans in compliance with company policies and applicable regulations.
• Manage client applications, lock interest rates, and ensure accurate and timely loan processing.
• Maintain proactive communication with clients, agents, and internal teams to ensure a smooth closing process.
• Set clear expectations regarding loan timelines, requirements, and next steps.
• Achieve personal production and service goals while supporting company market share and profitability.
• Comply with all applicable laws, regulations, and company policies.

These specifications are general guidelines based on the minimum requirements. To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Individual abilities may result in some deviation from these guidelines.

• Bachelor’s degree in Finance, Accounting, or related field, or equivalent work experience.
• 2+ years of experience in mortgage sales, processing, or underwriting.
• Proven sales and customer relationship management experience.
• Strong communication skills, including phone and social media engagement.
• Active Mortgage Loan Originator license through NMLS, meeting all state and federal licensing requirements.
• Ability to travel locally for business development and client meetings (reliable transportation required).
• Knowledge of conventional and government loan guidelines or the ability to learn quickly.
• Ability to analyze client needs and recommend appropriate mortgage solutions.
• Strong organizational skills with attention to detail.
• Self‑motivated with the ability to work independently to achieve production goals.

We offer a full suite of benefits including Medical, Health Savings Account, Dental, Vision, Life Insurance, Paid Vacation (PTO), 401(k) with employer match, Flexible Spending Account, and Employee Assistance Program (EAP)

HomeServices Lending is an Equal Opportunity Employer

Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.