Mortgage Loan Officer

Enrich Loans; Phoenix (AZ); On-site; USD 85,000 - 125,000; Full time

Benefits offered by this job

Warm lead opportunities

Training & mentorship

Job summary

Enrich Loans in Phoenix seeks a Mortgage Loan Officer to guide borrowers from initial conversation through closing, building trusted relationships and delivering high-touch service. You will identify the right financing solutions and leverage warm leads and ongoing training to support success.

Grow with a broad toolbox including Non-QM, DSCR, bank statement and HELOC products, while staying current on guidelines, pricing, and regulatory requirements.

Qualifications

• 2+ years of mortgage origination experience.
• NMLS SAFE Act registered or state licensed.
• Strong sales, communication, and relationship building.
• Ability to manage a pipeline and prioritize opportunities.
• Strong organizational skills and attention to detail.
• Comfortable using CRM, POS, and LOS platforms.

Responsibilities

• Guide borrowers from application through closing.
• Educate borrowers on programs, costs, and next steps.
• Deliver a professional, high-touch customer experience.
• Develop product expertise across Non-QM, DSCR, bank statement, and HELOC.
• Collaborate with processing, underwriting, and closing teams.

Skills

2+ years mortgage origination

NMLS SAFE Act registered

Sales, communication, relationship‑buy

Pipeline management

Strong organizational skills

Tech savvy: CRM, POS, LOS

Tools

CRM

POS

LOS platforms

Job description

At Enrich Loans, we're building a modern lending company designed around the needs of today's borrowers. We specialize in flexible mortgage solutions for homeowners, self-employed borrowers, entrepreneurs, and real estate investors—including Non-QM, DSCR, bank statement, reduced-documentation, and HELOC solutions.

Our approach is simple: give Loan Officers the products, technology, leads, and support they need to spend more time helping borrowers and less time searching for their next opportunity.

Position Overview

As a Mortgage Loan Officer, you'll guide borrowers through the financing process from initial conversation through closing. You'll build trusted relationships, understand each borrower's goals, identify the right financing solution, and deliver a high-touch experience throughout the transaction.

This is an excellent opportunity for a Loan Officer who enjoys sales and relationship building but wants the support of a company that provides warm lead opportunities, diverse lending solutions, technology, and ongoing training and mentorship.

What You'll Do

Sales & Business Development

• Build trusted relationships by understanding each borrower's financial goals and needs.
• Educate borrowers on available programs, qualifications, costs, and next steps.
• Deliver a professional, transparent, and high-touch customer experience.

Mortgage & Product Expertise

• Develop expertise in Non-QM, DSCR, bank statement, reduced-documentation, investor, and HELOC products.
• Analyze borrower information to identify the most appropriate financing solution.
• Stay current on product guidelines, pricing, market conditions, and regulatory requirements.

Pipeline & Operations

• Manage the loan process from application through closing.
• Take ownership of file quality and proactively address issues.
• Work closely with processing, underwriting, closing, and other internal partners.

What You Bring

Required:

• 2+ years of mortgage origination experience, preferably in a direct lending or consumer-direct environment.
• NMLS SAFE Act registered or state licensed.
• Strong sales, communication, and relationship-building skills.
• Ability to manage a pipeline and prioritize multiple opportunities.
• Strong organizational skills and attention to detail.
• Comfortable learning and using technology, including CRM, POS, and LOS platforms.

What Sets Enrich Loans Apart

High-Quality Lead Opportunities

Our marketing team provides a steady flow of warm leads, allowing you to spend more time having conversations and closing loans and less time prospecting.

A Broader Product Toolbox

Our Non-QM, DSCR, alternative-documentation, investor, and HELOC solutions give you more ways to solve complex borrower scenarios.

Technology-Driven

Modern systems help you manage your pipeline, follow up with prospects, and deliver a more efficient borrower experience.

Whether you're an experienced Loan Officer or continuing to expand your expertise, you'll have access to training, coaching, and support designed to help you succeed.

Emporium TPO LLC DBA Enrich Loans is an equal opportunity employer. At Enrich Loans, we are committed to treating all Applicants and Employees fairly based on their abilities, achievements, and experience without regard to race, national origin, sex, age, disability, veteran status, sexual orientation, gender identity, or any other classification protected by law.

All offers of employment are contingent upon the successful completion of a background check in accordance with company policy and applicable laws.