Mortgage Loan Officer

Quontic Bank Holdings Corp; Phoenix (AZ); On-site; USD 40,000 - 170,000; Full time

Job summary

A leading digital community bank is seeking a Mortgage Loan Originator to originate and close loans across the U.S. The role involves building client relationships and providing personalized mortgage solutions while achieving sales targets. Join a mission-driven team focused on financial empowerment and customer-centric service.

Benefits

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

Financial Wellness Planning

Paid Parental Leave

Pet Insurance

401K Match

Paid Time Off

Qualifications

• At least 2 years of recent loan officer experience.
• Knowledge of agency and Non-QM products.

Responsibilities

• Originate and close loans nationwide as a licensed NMLS loan originator.
• Build strong client relationships through personalized solutions.
• Provide exceptional customer service.

Skills

Sales Ability

Communication

Problem-Solving

Organizational Skills

Education

Loan Officer Experience

Tools

HubSpot CRM

Encompass

Job description

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Quontic Bank is a CDFI federally chartered digital community bank dedicated to a customer-centric culture focused on helping our customers and giving back to local communities. We aim to make homeownership simpler, faster, and more accessible across the United States.

Who We Are

Quontic is an adaptive digital bank that empowers its customers financially while embracing their diverse circumstances. Our mission to promote financial empowerment challenges big banks and demonstrates a better, more equitable way to prioritize our customers. We serve underdogs, entrepreneurs, gig-economy workers, immigrants, and others with a curated banking experience tailored to individual needs, rather than a one-size-fits-all approach.

What We Live By

Regardless of your role, we are committed to excellence and collective effort. Your contributions are vital to our success, and you are an essential part of our team.

Your Primary Responsibilities Include:

Loan originators at Quontic will originate and close loans nationwide, with access to agency programs without overlays and portfolio Non-QM products.

Responsibilities

• Originate and close loans in all 50 states as a federal licensed NMLS loan originator, including agency programs without overlays and portfolio Non-QM products.
• Responsible for outside sales and lead generation.
• Build strong client relationships by providing personalized mortgage solutions.
• Meet with clients to understand their needs and preferences.
• Assist the operations team in gathering necessary information to close loans compliantly and promptly.
• Develop and expand customer relationships proactively to contribute to company success.
• Deliver world-class customer service by going above and beyond for clients.
• Meet sales and referral goals through rapport building and collaboration with mortgage operations.
• Maximize productivity through attention to detail, self-motivation, and adaptability.
• Participate in coaching to enhance product knowledge, sales, and interpersonal skills.
• Stay informed of trends and developments in the real estate market.

Note: Responsibilities and duties are not limited to the above. Quontic reserves the right to modify job descriptions at any time.

Why Work for Quontic?

We are a customer-centric, federally chartered digital community bank dedicated to helping our customers and supporting local communities. Our mission is to make homeownership more accessible nationwide.

Who We Are

We focus on understanding and serving underrepresented groups with a curated banking experience, challenging traditional banking norms.

What We Live By

We foster a spirit of collective commitment and excellence. Every team member’s contribution is valued and vital.

Your Primary Responsibilities Include:

Originate and close loans across all 50 states, with access to agency programs without overlays and portfolio Non-QM products.

Responsibilities

• Originate and close loans nationwide as a licensed NMLS loan originator.
• Responsible for outside sales and lead generation.
• Build strong client relationships through personalized solutions.
• Understand client needs and preferences.
• Support the operations team in closing loans efficiently and compliantly.
• Develop and grow customer relationships proactively.
• Provide exceptional customer service.
• Achieve sales and referral targets through rapport and collaboration.
• Enhance productivity through attention to detail and adaptability.
• Engage in ongoing coaching for skill development.
• Keep abreast of real estate market trends.

Note: Responsibilities are subject to change. Responsibilities and duties are not limited to the above.

Requirements
Education and Experience:

• At least 2 years of recent loan officer experience.
• Knowledge of agency and Non-QM products.

Additional Requirements:

• Familiarity with HubSpot CRM.
• Referral partner relationships are a plus.
• Experience with Encompass loan origination software preferred.
• Strong sales ability and product knowledge.
• Excellent organizational and communication skills.
• Ability to work in a fast-paced environment.
• Good judgment and problem-solving skills.
• Strong follow-up and time management skills.
• Ability to work independently and as part of a team.

Benefits

Potential annual compensation of $40,000 - $170,000. This is a commission-only role. Compensation depends on personal production.

We offer a comprehensive benefits package, including:

• Health, Dental, Vision, & Life Insurance
• Financial Wellness Planning & Coaching
• Counseling Services
• Paid Parental Leave
• Pet Insurance
• 401K Match
• Employee Bank Accounts
• Paid Time Off

Note: Authorized hiring states include AZ, CA, CO, CT, DE, FL, GA, ID, IL, IN, KS, KY, LA, MD, MI, MO, NC, NH, NJ, NV, NY, OR, PA, RI, SC, TN, TX, UT, VA, VT, WA, WI, WV. Applicants must be located in or willing to relocate to these states.

We are an equal opportunity employer and provide accommodations for individuals with disabilities. Contact us at [e-mail] if needed.

Seniority Level

• Mid-Senior level

Employment Type

• Full-time

Job Function

Referrals increase your chances of interviewing at Quontic by 2x.

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