Mortgage Loan Officer

Independent-Bank; Michigan; On-site; USD 65,000 - 90,000; Full time

Benefits offered by this job

Competitive compensation package

Young, dynamic team

Community-focused events

Job summary

Independent Bank is seeking an experienced Mortgage Loan Officer to originate residential mortgages and grow the business through local relationships. You will report to the Area Mortgage Sales Manager and drive community involvement to support homeownership goals.

The role emphasizes networking, customer service, and cross-department collaboration to offer additional bank products. This position is central to delivering on the bank’s mission and growth strategy.

Qualifications

• Proven networking and relationship-building skills.
• High school diploma or equivalent required; Bachelor's preferred.
• 3+ years of sales experience, real estate mortgage loans preferred.

Responsibilities

• Solicit residential mortgages through realtors, builders and community involvement.
• Interview borrowers to determine best programs based on income, assets and credit.
• Assist borrowers with applications using Blend and Encompass.
• Ensure documents are uploaded to complete loan applications for underwriting.
• Price and lock rates; monitor lock expiration; coordinate with operations.
• Introduce borrowers to other banking products when appropriate.
• Network to build relationships and participate in community events.

Skills

Networking

Relationship-building

Interpersonal communication

Education

High school diploma

Bachelor’s degree or equivalent

Tools

Blend

Encompass

Job description

Be Proud, Be YOU, Be Independent!

Are you an experienced Mortgage Loan Officer, with proven networking and relationship-building skills, looking to take the next step in your career?

If so, we need you!

At Independent Bank, we live our values of Courage, Drive, Integrity, People-Focus, and Teamwork. We foster professional growth and embrace the collective strength of your unique experiences, ideas, and talents. Our inclusive, collaborative culture helps us deliver the best solutions for our clients and communities as we pursue our mission: Inspiring financial independence today, with tomorrow in mind!

About the Job:

Join Independent Bank as a Mortgage Loan Officer! We’re seeking motivated individuals with a proven track record of success to help our customers achieve their home ownership dreams. Reporting to the Area Mortgage Sales Manager, you’ll originate various residential mortgage loans and participate in business development initiatives within your local community. Embrace our mission of inspiring financial independence today, with tomorrow in mind by becoming a key player in transforming how our customers finance their homes. to be part of our driven and innovative team!

Why You Should Apply:

• Competitive compensation package.
• A knowledgeable, goal-driven, and exciting team of colleagues.
• Exposure to different areas of banking and the ability to work with leaders within the industry.
• Community-focused events and volunteer opportunities.

What You Will Do:

• Solicits residential mortgages through relationships built with realtors, builders, major employers, and community involvement.
• Provides service to customers and prospective customers seeking residential mortgages. Such service includes but is not limited to:
  • Communicate and interview borrowers to determine the best programs available for the borrower’s income, asset, and credit profile.
  • Assist borrowers with the application process utilizing Blend and Encompass.
  • Ensure necessary documentation is uploaded from the borrower to complete loan applications for submittal to underwriting.
  • Price and lock interest rates and monitor lock expiration dates.
  • Assist operations as needed during the process of the loan.
  • Make appropriate introductions to other departments in the bank to offer borrowers other bank products, if applicable.
• Continually network to build relationships, attend functions, provide education and services to realtors, builders, and other partners in the community.
• Performs other related duties as assigned.

What We’re Looking For:

• High school diploma or equivalent education required.
• Bachelor’s degree or equivalent years of working experience preferred.
• 3+ years of sales experience, originating real estate mortgage loans preferred.
• Excellent interpersonal, presentation, and communication skills.
• Proven networking and relationship-building skills.

This is an exciting step in a journey to creating a fulfilling and rewarding career at Independent Bank. We are excited to have you join our team!

Be Proud. Be YOU. Be Independent!

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.