Mortgage Loan Officer

First International Bank & Trust; Edina, Northern (MN, KY); Hybrid; USD 130,000 - 200,000; Full time

Benefits offered by this job

401K

Life Insurance

PTO & Holidays

Job summary

First International Bank and Trust is seeking a Mortgage Loan Originator to meet with borrowers, analyze financial data, and guide them through the loan process. You will work with underwriting, ensure regulatory compliance, and build a referral network to grow mortgage volume.

Ideal candidates have a Bachelor’s degree and 4–6 years of mortgage experience, with deep knowledge of mortgage products and market trends. This is a commission-based role with high earning potential.

Qualifications

• Bachelor's degree from a four-year college or university.
• Four to six years of related mortgage loan originator experience or equivalent.

Responsibilities

• Meet with borrowers to assess financial needs and gather loan information.
• Provide guidance on loan options and assist with the application process.
• Evaluate creditworthiness and recommend programs.
• Collaborate with underwriters to resolve issues and obtain approvals.
• Prepare and review loan documents for accuracy and regulatory compliance.
• Build referral networks to generate mortgage volume.
• Stay updated on industry regulations and ensure compliance.
• Originate mortgage loans under guidance from Mortgage Sales Manager.

Skills

Mortgage loans

Regulations knowledge

Analytical ability

Education

Bachelor's degree

Job description

Edina, 3600 Minnesota Dr, Edina, Minnesota, United States of America

Job Description

Posted Friday, July 31, 2026 at 6:00 AM

First International Bank and Trust is a family-owned community bank and one of Prairie Business Magazine's 50 best places to work.

In this role, you will meet with prospective borrowers, analyze their financial information, and help guide them through the loan application process. You will collaborate with underwriting teams, ensure compliance with regulations, and provide exceptional service to borrowers.

Compensation: Commission-based, with an estimated annual earning potential of $130,000 - unlimited, based on performance.

Key Responsibilities:

• Meet with borrowers to assess their financial needs and gather necessary loan application information.


• Provide guidance on loan options and assist with the application process.


• Evaluate creditworthiness and recommend suitable loan programs.


• Collaborate with underwriters to resolve application issues and ensure approval.


• Prepare and review loan documents for accuracy and compliance.


• Build a strong referral network to generate mortgage volume.


• Stay updated on industry regulations and ensure compliance.


• Originate mortgage loans with guidance from the Mortgage Sales Manager.

Qualifications:

• Bachelor's degree from four-year college or university; four to six years related proven experience mortgage loan originator required, or equivalent combination of education and experience.


• In-depth knowledge of mortgage products, regulations, and market trends.

First International Bank and Trust is a family-owned full-service Community Bank with locations in ND, MN, SD, and AZ. We show our employees we care by providing competitive benefits and training and growth opportunities. Here are the things we offer within our full-time benefits package:

• 401K Retirement Plan with Employer Match


• Life and Disability Insurance


• Generous PTO and Holiday pay

Edina, 3600 Minnesota Dr, Edina, Minnesota, United States of America