Mortgage Loan Officer - Forest Lake, MN

Huntington National Bank; Forest Lake (MN); Hybrid; USD 20,000 - 24,000; Full time

Benefits offered by this job

Health insurance

Retirement savings plan

Paid time off

Job summary

Huntington National Bank in Forest Lake is hiring a Mortgage Loan Officer to deliver best-in-class customer service and develop mortgage loan business. You will be responsible for maintaining client relationships and advising on mortgage options while providing service throughout the loan process.

Candidates should have a high school diploma, relevant mortgage experience, and an NMLS license. The position offers a flexible workplace environment, allowing for both in-office and remote work.

Qualifications

• 1+ years of mortgage loan origination experience, preferably at a bank.
• NMLS license required.
• Knowledge of mortgage procedures and underwriting guidelines.

Responsibilities

• Develop new referral sources and client relationships.
• Advise clients on mortgage loan options.
• Provide excellent service from approval through closing.
• Assist customers with loan applications.

Skills

Customer service skills

Consultative selling techniques

Communication skills

Organizational skills

Ability to multi-task

Education

High school diploma or GED

Bachelor's degree (preferred)

Tools

PC - Internet skills

Knowledge of mortgage loan products

Job description

Summary

The Mortgage Loan Officer – Retail position provides Simply the Best customer service to each customer at all times. Responsibilities include using internal and external referral sources to develop mortgage loan business; builds and maintains business relationships within the community.

Duties & Responsibilities

• Develops new and expands internal and external referral sources to grow mortgage business
• Using consultative selling techniques, advises clients on mortgage loan options and other financial products.
• Provides excellent customer service from approval through closing, working closely with loan origination sources to secure and verify all information required for underwriting.
• Responsible for maintaining client relationships.
• Advises customers on the completion of loan applications.
• Performs other duties as assigned.

Basic Qualifications

• High school diploma or GED
• One or more years of mortgage loan origination experience, preferably at a bank
• NMLS license

Preferred Qualifications

• Pipeline and book of business
• Bachelor's degree preferred
• Knowledge of mortgage loan products (conventional, FHA/VA, construction lending and portfolio programs)
• Knowledge of mortgage procedures, documentation, and underwriting guidelines
• Demonstrated ability to identify opportunities to cross-sell financial products and services
• Effective written and verbal communication skills
• Strong organizational skills
• Ability to multi-task
• PC - Internet skill

Exempt Status

No (eligible for overtime pay)

Workplace Type

Office. Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Compensation Range

$10.00-$11.54 Hourly Non-Recoverable Draw (reconciled against earned incentive compensation). The compensation range represents the anticipated low and high end of the base compensation range for this position. Actual compensation will vary based on various factors including but not limited to location, experience, and education. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan.

Benefits

We provide a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO).

Equal Opportunity Employer

Huntington is an Equal Opportunity Employer.