Mortgage Loan Closer

Howard Hanna Real Estate Services; Pittsburgh (Allegheny County); On-site; USD 55,000 - 85,000; Full time

Job summary

Hanna Holdings, Inc. seeks a Mortgage Loan Closer to join our team. You will prepare, review and close residential mortgage loans on schedule, ensuring accuracy and regulatory compliance throughout the process.

The ideal candidate understands Conventional, FHA, VA and USDA closing documents, TRID rules, and collaborates with title companies, attorneys and lenders to coordinate closings and maintain complete loan files.

Qualifications

• 2+ years of mortgage closing experience
• Strong knowledge of closing documents for Conventional, FHA, VA, USDA
• Familiarity with TRID and other applicable compliance regulations
• Experience with mortgage loan origination systems
• Exceptional attention to detail and organizational skills
• Excellent communication and customer service skills

Responsibilities

• Prepare and review closing documents in accordance with loan approval terms, investor guidelines, and regulatory compliance.
• Coordinate loan closings with title companies, attorneys, borrowers, lenders, and internal departments.
• Verify loan data, including loan amount, interest rate, and fees, to ensure accuracy.
• Ensure all closing conditions are met prior to disbursement.
• Issue and manage Closing Disclosures (CDs) and final settlement statements.
• Perform funding authorization and coordinate disbursement of funds.
• Communicate regularly with loan officers, processors, underwriters, and other stakeholders to resolve issues and ensure timely closings.
• Maintain complete and accurate loan files in accordance with company and investor requirements.
• Keep current on federal, state, and investor regulations related to loan closings.
• Provide excellent customer service to all internal and external partners.

Skills

Mortgage closing experience

Closing documents knowledge

TRID compliance

Mortgage loan origination systems

Attention to detail

Communication skills

Education

High school diploma or equivalent

Associate or Bachelor’s degree preferred

Tools

Mortgage loan origination systems

Job description

We are seeking a detail-oriented and highly organized Mortgage Loan Closer to join our team. In this role, you will be responsible for preparing, reviewing, and ensuring the timely and accurate closing of residential mortgage loans. The ideal candidate will have a strong understanding of mortgage documentation, compliance requirements, and closing procedures, ensuring a smooth transition from underwriting to funding.

Key Responsibilities

• Prepare and review closing documents in accordance with loan approval terms, investor guidelines, and regulatory compliance.
• Coordinate loan closings with title companies, attorneys, borrowers, lenders, and internal departments.
• Verify loan data, including loan amount, interest rate, and fees, to ensure accuracy.
• Ensure all closing conditions are met prior to disbursement.
• Issue and manage Closing Disclosures (CDs) and final settlement statements.
• Perform funding authorization and coordinate disbursement of funds.
• Communicate regularly with loan officers, processors, underwriters, and other stakeholders to resolve issues and ensure timely closings.
• Maintain complete and accurate loan files in accordance with company and investor requirements.
• Keep current on federal, state, and investor regulations related to loan closings.
• Provide excellent customer service to all internal and external partners.

Qualifications

• High school diploma or equivalent required; associate or bachelor’s degree preferred.
• 2+ years of mortgage closing experience preferred.
• Strong knowledge of residential loan closing documents and procedures (Conventional, FHA, VA, USDA).
• Familiarity with TRID and other applicable compliance regulations.
• Experience with mortgage loan origination systems
• Exceptional attention to detail and organizational skills.
• Ability to multitask and work under tight deadlines.
• Excellent communication and customer service skills.

Hanna Holdings, Inc. affiliates and assigns are committed to providing equal employment opportunity to all employees and applicants for employment regardless of such factors as race, color, religion, sex, national origin, age, veteran's status or disability. The Company abides by all local, state and federal laws and regulations affecting the hiring of employees.