Mortgage Loan Closer

First Bank, Upper Michigan; Kingsford (MI); On-site; USD 36,000 - 52,000; Full time

Job summary

First Bank, Upper Michigan is seeking a detail-oriented Mortgage Loan Clerk to support loan officers in preparing documentation, maintaining files, and following up on items.

You will assist with mortgage and consumer loan tasks, ensure compliance with BSA and regulatory training, and handle administrative duties while upholding confidentiality. Hours are Monday–Friday 8 a.m. to 5 p.m., with occasional evenings or weekends as needed.

Qualifications

• High level of assistance, reliability and self-motivation.
• Ability to work with a variety of personnel, customers and businesses.
• Excellent clerical skills along with numerical aptitude.
• Excellent organization, follow-through skills necessary.
• Working knowledge of Word, Excel and bank software program.
• Must be or become Notary.
• Professionalism and confidentiality must be maintained.

Responsibilities

• Acquire information and prepare proper loan documentation to perform the mechanics of the loan process.
• Prepare and maintain files as well as follow up on pending items.
• Assist with mortgage and consumer lending tasks and support other loan staff.
• Comply with BSA requirements and complete mandatory compliance training.
• Assume and accomplish other duties as directed or self-initiated.

Skills

Notary

Confidentiality

Clerical skills

Numerical aptitude

Organization

Follow-through

Word/Excel proficiency

Professionalism

Tools

Word

Excel

Bank software

Job description

Description

Performs skilled clerical and administrative duties in the preparation of mortgage loans; working with loan officers. Must be knowledgeable of the mortgage lending policies and applicable procedures as well as the county, state and federal regulations.

• Acquire the necessary information and prepare proper loan documentation to perform the mechanics of the loan process. Prepare and maintain files as well as follow up on pending items.
• Position will require more duties assigned to the mortgage lending and consumer lending area, with additional requirements of commercial loan documentation preparation and support. i.e., maintain all mortgage reporting information or customer credit denials.
• Assist with administrative tasks directed by loan officer/s, and assist other loan support/officers as needed.
• Comply with all requirements, policies and procedures of the Bank Secrecy Act (BSA) and attend all mandatory BSA training as needed for this position. Additionally required to complete all required compliance and regulatory training, not limited to BSA.
• Assume and accomplish other duties as directed or self-initiated.

Requirements

• Must exhibit high level of assistance, reliability and self-motivation.
• Possess the ability to work with a variety of personnel, customers and businesses.
• Excellent clerical skills along with numerical aptitude required.
• Excellent organization, follow-through skills necessary.
• Working knowledge of computers and software, i.e., Word, Excel is necessary, and along with knowledge of Bank software program. Use of general office equipment necessary.
• Must be or become Notary.
• Professionalism must be exhibited and confidentiality must be exhibited at all times.

This is a full-time position. Days and hours of work are Monday through Friday 8 a.m. to 5 p.m. Occasional evening and weekend work may be required as job duties demand.