Mortgage Loan Closer

Mmbba; Denver, Northern (CO, KY); Hybrid; USD 24,000 - 34,000; Full time

Benefits offered by this job

Paid Holidays

Paid Time Off

Medical insurance

Dental insurance

Vision insurance

401(k) match

Life Insurance

Short/Long Term Disability

Tuition Reimbursement

Job summary

Liberty FCU, a full-service credit union, is seeking a Mortgage Loan Closer. This position is remote and based in the Denver, CO area. Candidates must enjoy strong member service, attention to detail, accuracy and compliance, and be available for rotating Saturday shifts.

Duties include closing loans, clearing conditions, preparing disclosures, verifying insurance, and cross-selling credit union products. Notary services and regulatory compliance are required.

Qualifications

• Excellent member service skills with attention to detail, accuracy and compliance.
• Available to work Saturdays on a rotating basis.
• Experience with mortgage closing processes and documentation is preferred.

Responsibilities

• Close mortgage loans by coordinating closing times with members and title companies, and reviewing documents.
• Clear closing conditions by ordering payoffs, preparing affidavits, and obtaining lien releases.
• Prepare Closing Disclosure figures and verify homeowners insurance.
• Review loan documents for accuracy and cross-sell credit union products.
• Provide notary services and maintain knowledge of mortgage products and regulations.
• Develop proficiency with the credit union's data processing and loan origination systems.

Job description

Liberty FCU, a full-service credit union, is currently seeking a Mortgage Loan Closer to join the Mortgage Team. This position will be remote and located in the Denver, CO area. The candidate must possess excellent member service skills with attention to detail, accuracy, and compliance while performing in the position. Candidates must be available to work Saturdays on a rotating basis.

Duties and responsibilities include but are not limited to:

• Close mortgage loans:
  • Establish date and time with member.
  • Coordinate closing times with title companies and originators for purchase loans.
  • Review all documents with members and obtain signatures where required.
  • Close mortgage loans in office for specific mortgage loan programs.
• Clear closing conditions:
  • Order payoffs for existing liens being paid off for the closing.
  • Prepare name, property, hold harmless, judgment, and occupancy affidavits.
  • Obtain releases on previous liens.
  • Complete verbal verifications of employment.
• Prepare Closing Disclosure settlement figures.
• Obtain homeowners insurance verification.
• Review closing figures with members prior to closing.
• Review all loan documents prior to closing for accuracy.
• Cross sell credit union products and services.
• Maintain a working knowledge of all credit union mortgage products including purchase money 1st mortgages, 1st mortgage refinances, 2nd mortgages, HELOCs, bridge loans, government and construction loans.
• Understand and apply federal regulations associated with mortgage loans.
• Perform notary services.
• Develop a working knowledge of the credit union's data processing system, loan origination system, Word, and EXCEL software.
• Develop an understanding of credit union history, philosophy, organization, bylaws, and operational procedures.
• Any other duties assigned by supervisors or management.

Benefits and Compensation:

• Approximately $21.25 per hour
• Paid Holidays
• Paid Time Off (Vacation, Sick and Personal Days)
• Medical, Dental and Vision Insurance
• 401(k) retirement program with matching funds
• Employer paid Group Term Life Insurance, Short Term and Long Term Disability Insurance
• Tuition Reimbursement Program

This job posting is accepting applications through November 30, 2026.

Liberty FCU is an Equal Opportunity Employer, Minority/Female/Disability/Protected Veteran.